I prepaid for my flight tickets online before I left for the trip.
我提前在网上预付了机票费用。
She prepaid the rent for the entire year to avoid any late fees.
她提前预付了一整年的租金以避免滞纳金。
The company offers a discount for customers who prepay their electricity bill quarterly.
公司对季度预付电费的客户提供折扣。
He decided to prepay his credit card balance to take advantage of the promotional offer.
他决定提前偿还信用卡欠款以享受促销优惠。
You can prepay your phone bill at any convenience store in the city.
你可以在城市的任何便利店预付电话费。
Parents often prepay for their child's education at private schools to secure a spot.
家长们常常预付私立学校的学费来保证孩子的入学名额。
The homeowner chose to prepay the mortgage to reduce interest payments over time.
房主选择提前偿还抵押贷款以减少长期的利息支出。
The mobile app allows users to prepay for public transportation passes, saving them time at the station.
这款手机应用让用户能预付公共交通卡，省去在站台排队的时间。
The utility company requires customers to prepay their water and gas bills to ensure a steady supply.
公用事业公司要求用户预付水费和煤气费以确保供应稳定。
Many grocery stores now accept prepayment for online orders, making delivery faster.
许多杂货店现在接受在线订单的预付款，以便更快地送货上门。
"In China, house agencies usually require the tenant to pay a rental deposit — roughly a month's rent, and prepay rents for three months, which means I need to pay at least 20,000 yuan to a house agency before I move into an apartment.
As confidence recovers, homebuyers shift focus to consumption, securitiesSupported by the sound fundamentals of China's economy and the expected improvement of its capital market performance this year, the trend of homebuyers prepaying their mortgages is likely to gradually subside, as they seek higher returns elsewhere, experts said.
A large number of mortgage borrowers have accelerated the pace of prepaying their mortgages since the second half of 2022.
Therefore, commercial banks are unwilling to encourage homebuyers to prepay mortgages, experts said.
To cope with the pressure, many banks have raised the threshold for prepaying mortgages, such as limiting the amount and frequency of prepaying and closing online channels for scheduling appointments for mortgage prepayments.
The waiting period for prepaying mortgages at major banks in cities like Beijing, Shanghai and Shenzhen, Guangdong province, has also been significantly extended since the beginning of this year, with the waiting period exceeding six months at some banks.
This will narrow the difference between the interest rates of existing and new mortgages, reduce the debt burden on homebuyers and solve the issue of a large number of people prepaying mortgages, Dong said.
Third, the move is also expected to slow down the trend of prepaying loans.
Since the rate can be lowered simultaneously with the LPR, reducing debt costs for borrowers will help slow down the trend of prepaying loans and stabilize the bank's credit stock.
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