adj.路边生的

A viatical settlement is an arrangement where a terminally ill person sells their life insurance policy to an investor for a lump sum.
虚拟人寿结算是一种安排，即将死之人将其人寿保险单以趸缴方式出售给投资者。
In many states, viatical settlements are regulated by law to protect the interests of both the seller and the buyer.
在许多州，虚拟人寿结算受到法律监管，以保护卖方和买方的利益。
The viatical settlement industry has grown significantly in recent years as more people become aware of this financial option.
近年来，随着更多人意识到这种金融选择，虚拟人寿结算行业得到了显著发展。
To qualify for a viatical settlement, the seller must have a life expectancy of two years or less.
为了有资格获得虚拟人寿结算，卖方必须有两年或更短的生命预期。
Viatical settlements can provide much-needed financial relief to those facing terminal illness and high medical bills.
虚拟人寿结算可以为面临绝症和高额医疗费用的人提供急需的财务救济。
The process of obtaining a viatical settlement typically involves a medical evaluation and review of the life insurance policy.
获得虚拟人寿结算的过程通常包括医疗评估和人寿保险单审查。
Some viatical settlement companies may offer additional services such as estate planning and legal assistance.
一些虚拟人寿结算公司可能提供额外服务，如遗产规划和法律援助。
It's important to carefully consider all options and consult with financial advisors before entering into a viatical settlement agreement.
在进入虚拟人寿结算协议之前，仔细考虑所有选项并咨询财务顾问非常重要。
Viatical settlements may not be suitable for everyone, especially if the seller has a longer life expectancy than anticipated.
虚拟人寿结算可能并不适合所有人，特别是如果卖方的生命预期比预期长。
In some cases, viatical settlements can result in tax implications for the seller or the buyer, so it's important to consult with a tax professional.
在某些情况下，虚拟人寿结算可能导致卖家或买家的税务影响，因此与税务专业人士咨询很重要。