The bank required a
guarantor for the loan since the applicant had no credit history.
银行因为贷款申请人没有信用记录，所以要求有担保人。
My parents agreed to act as
guarantors for my apartment lease.
我的父母同意作为我租房合约的担保人。
The landlord asked for a
guarantor to co-sign the rental agreement due to the tenant's unstable income.
由于租户收入不稳定，房东要求有一位担保人共同签署租赁协议。
In order to secure the business loan, the company needed to provide a
guarantor with substantial assets.
为了确保获得商业贷款，公司需要提供一个拥有大量资产的担保人。
She could not afford the car on her own, so her uncle stepped in as the
guarantor for the auto loan.
她自己无法承担购车费用，因此她的叔叔作为担保人帮助她申请了汽车贷款。
The scholarship application process mandated a
guarantor who could vouch for the candidate's academic potential.
奖学金申请流程要求有一个能证明候选人学术潜力的担保人。
The art gallery insisted on having a
guarantor before allowing the valuable paintings to be exhibited.
这家艺术画廊坚持在展出这些珍贵画作前要有担保人。
He was hesitant to be a
guarantor for his friend's debt, fearing it might harm their relationship.
他对于成为朋友债务的担保人犹豫不决，担心这可能损害他们的关系。
The music festival required headlining bands to have a financial
guarantor to cover any potential losses.
音乐节要求头条乐队提供财务担保人，以覆盖任何潜在损失。
As a foreign student, I needed a local resident to act as my
guarantor when opening a bank account.
作为一名外国学生，在开设银行账户时，我需要一位当地居民作为我的担保人。
First, after foreign reserves were frozen, although the guarantor role of the Bank of Russia as the final advancer has been weakened, the country's central bank still has the ability to repay short-term foreign debt.
Ucar is the guarantor for the acquisition of Borgward's majority equity by Changsheng Xingye, which is owned by a friend of Lu, in late December.
Ucar, a company specializing in ride-sharing and car sales, is the guarantor of the deal between Changsheng and Foton.
"Tesla, planning to build its wholly-owned factory in Shanghai, brings no capital from the US and wants to raise capital from local financial institutions rather than from stock market, which makes us concerned what kind of property it will use as a guarantee and who from the US would like to be its guarantor," Zhong Shi, a car industry analyst told 21st Century Business Herald.
The most common reasons for small business owners failing to repay loans on time are moral hazard such as gambling, unsalable products due to market changes, and acting as guarantor for a friend or relative's now overdue loan, said Mu Yuehong, client manager at Bank of Taizhou Co Ltd. Mu, 41, joined Bank of Taizhou, a city commercial bank that specializes in making loans to micro and small enterprises, in 2003.
Risks could rise unexpectedly, Liu recalled that on one occasion, her bank had lent 20 million yuan to a local businessman who got addicted to gambling and subsequently defaulted, forcing the bank to turn to the guarantor to persuade the debtor to try to revive his failed business and pay up.
"If a company defaults, the credit risk will be shared among the fund (65 percent), the relevant guarantor or insurance company (15 percent) and the relevant commercial bank (20 percent)," said Kan Zhe, deputy director of the China Banking Regulatory Commission's Suzhou Office.
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