n.被保险人；投保人；保险契约者

The insurant must disclose all material facts to the insurance company before the policy is issued.
在保单签发前，投保人必须向保险公司披露所有重要事实。
The insurant agreed to pay an annual premium in exchange for coverage against potential losses.
投保人同意支付年保费以换取对潜在损失的保险保障。
In case of a total loss, the insurant is entitled to receive the full sum insured.
如果发生全损，投保人有权获得全额保险金。
It's the insurant's responsibility to maintain the insured property in good condition.
维持保险财产的良好状态是投保人的责任。
The insurance contract specifies the rights and obligations of both the insurer and the insurant.
保险合同明确了保险公司和投保人双方的权利与义务。
The insurant must notify the insurance company promptly of any event that may lead to a claim.
投保人必须迅速通知保险公司任何可能导致索赔的事件。
Failure to disclose relevant information can void the insurance policy, leaving the insurant uninsured.
未能披露相关信息可使保险单失效，从而使投保人失去保障。
The insurant chose a comprehensive coverage plan to ensure maximum protection for their assets.
投保人选用了全面保障计划以确保其资产的最大保护。
The insurance policy includes a deductible, which is the amount the insurant pays out-of-pocket before the insurance starts to cover costs.
保险政策包含免赔额，这是在保险开始承担费用之前投保人需自付的金额。
Regular health check-ups are recommended for insurants to maintain their insurance eligibility and potentially lower premiums.
建议投保人定期进行健康检查，以保持保险资格并可能降低保费。