Eric was relentless in demanding repayment.
埃里克冷酷无情地要求还钱。
We are struggling to keep up their loan
repayments.
我们努力坚持偿还贷款。
They were unable to meet the
repayments on the loan.
他们无法支付贷款的分期偿还额。
The borrower must adhere to the repayment schedule outlined in the loan agreement.
借款人必须遵守贷款协议中规定的还款计划。
She's been making regular
repayments on her student loan for the past two years.
在过去的两年里，她一直在定期偿还学生贷款。
The bank offers flexible repayment options to suit different customers' needs.
银行为满足不同客户的需求提供了灵活的还款选择。
He's calculated the monthly repayment for the mortgage and it fits within his budget.
他已经计算了按揭贷款的月还款额，并且符合他的预算。
Failure to make timely
repayments can negatively impact your credit score.
未能及时还款可能对你的信用评分产生负面影响。
They agreed to extend the repayment period to help me manage my finances better.
他们同意延长还款期限以帮助我更好地管理财务。
The company is struggling to meet its debt
repayments due to declining sales.
由于销售额下滑，公司正努力应付债务还款。
She opted for an interest-only mortgage, with the full repayment due at the end of the term.
她选择了仅付利息的抵押贷款，到期末需全额偿还本金。
Regular and prompt
repayments show financial responsibility and can improve creditworthiness.
定期并及时的还款表明了财务责任感，可以提高信用度。
He used a portion of his bonus to make an extra repayment on his car loan.
他用一部分奖金提前还了一部分车贷。
Under the judicial system in Hong Kong, after creditors fail to demand repayment from a company, they can file a winding up petition at the court to force the company to repay the debt to avoid being wound up.
根据香港的司法制度，在债权人未能要求公司偿还债务后，他们可以向法院提出清盘申请，迫使公司偿还债务以避免清盘。
At the same time, resources available for debt repayment in the short term are far below its overall debt level.
与此同时，短期内可用于偿还债务的资源远低于其总体债务水平。
At the same time, the resources available for debt repayment in the short term are far below the overall debt scale.
与此同时，短期内可用于偿还债务的资源远低于总体债务规模。
"However, the completion of its debt restructuring can only temporarily alleviate Sunac's pressure of rigid debt repayments and associated risks are not fully discharged yet.
“然而，完成债务重组只能暂时缓解苏纳克刚性偿债的压力，相关风险尚未完全释放。
Meanwhile, the group lays out its debt repayment plan in advance, with no offshore debt due in 2023.
与此同时，该集团提前制定了债务偿还计划，2023年没有到期的离岸债务。
- China has stepped up support for epidemic-hit small market players by deferring their loan repayments, according to a circular jointly released by the country's central bank and five other government departments on Monday.
-根据中国央行和其他五个政府部门周一联合发布的一份通知，中国通过推迟偿还贷款，加大了对受疫情影响的小型市场主体的支持力度。
The principal and interest repayments on loans made to micro and small enterprises due in the fourth quarter of 2022 can be extended to June 30, 2023 at most, according to the circular.
根据通知，2022年第四季度到期的微型和小型企业贷款本息还款最多可延长至2023年6月30日。
All four reorganization plans related to HNA have been completed with court approvals, and a special service trust for follow-up debt repayment has been established according to law, the conglomerate said in a statement on Sunday.
海航集团周日在一份声明中表示，与海航有关的四项重组计划均已获得法院批准，并已依法成立后续偿债特别服务信托。
"In order to solve the repayment problem in wealth management products, Evergrande provided three solutions for investors, including cash payment by installments, and using housing, apartments, office buildings, shops and parking spots as repayment assets.
为了兑付财富管理产品的还款问题，恒大向投资者提供了三种解决方案，包括分期现金支付，以及将住宅、公寓、办公楼、商铺和停车位作为还款资产来抵债。
Evergrande Group Chairman Xu Jiayin said last week the company will ensure the repayment of due wealth management products as soon as possible, and "not a penny less".
恒大集团主席许家印上周表示，公司会尽快确保偿还到期的理财产品，而且“一分钱都不会少”。
Hainan Airlines and HNA Infrastructure both plan to issue new shares to investors and for the repayment of the debt.
海南航空和海航基础设施都计划向投资者发行新股，并用于偿还债务。
Financial institutions will be encouraged to expand credit loans, first-time loans, medium- and long-term loans and loan renewals without principal repayment, and to promote the pay-as-you-go lending model.
鼓励金融机构扩大信用贷款、首贷、中长期贷款和无还本续贷规模，推广随借随还贷款模式。
The bank paid high attention to potential risks associated with the businesses that ran into temporary financial difficulties due to the pandemic and conducted multiple rounds of risk screening on clients whose repayment of principal and interest on loans has been delayed.
银行对那些因疫情而暂时出现财务困难的企业可能带来的风险给予了高度关注，并对贷款本金和利息偿还延期的客户进行了多轮风险筛查。
Industrial and Commercial Bank of China Ltd said on Friday the impact of China's deferral policy for principal and interest repayments for micro, small and medium-sized enterprises on the bank's asset quality remains under control.
中国工商银行周五表示，中国对小微企业实施的还本付息延期政策对银行资产质量的影响仍处于可控状态。
This will be conducive to banks' efforts to mitigate risks associated with the loans offered to companies under the deferral policy for principal and interest repayments," said Wang Jingwu, vice-president of ICBC, China's largest State-owned commercial lender.
这将有助于银行降低对延期还本付息企业贷款的风险，”中国最大国有商业银行工商银行副行长王敬武表示。
"As the pandemic is getting better and economic recovery is accelerating, a large part of corporate loans whose principal and interest repayments were deferred have restored the previous interest calculation methods, and the overall risk related to the rest of the loans remains controllable.
随着疫情形势的好转和经济复苏的加速，很大一部分之前延期偿还本金和利息的企业贷款已恢复了原有的利息计算方式，而对于剩余贷款的整体风险仍然可控。
The first repayment date is July 28, 2020, and each six months there from as remaining repayment periods.
After that, users will have to pay 0.1 percent of the total repayment amount.
The proceeds raised in this round of financing will be used for expenditures, supplementary liquidity and repayment of bank loans.
LeEco founder Jia Yueting will reportedly pay the company's debts to Leshi, and that LeEco has already paid 263 million yuan in debt and reached a 4 billion yuan debt repayment plan with Leshi, according to the report.
The funds, raised by ignoring capital limits set by regulators to oversell insurance products worth 724 billion yuan to 10.6 million investors, were transferred to companies he personally controlled for overseas investment, debt repayment and "personal squandering", according to the report.
Listed company Ciwen Media and Huace Group also received repayments from Leshi.
The early mortgage repayments that we have seen in China are an opportunistic move by consumers to refinance their debt at lower interest rates, rather than a desire to reduce leverage because of a decline in asset values.
Before going deep into the issue, we had better take a look at recent early repayment uptrends.
Early repayments are rational adjustments made by households in accordance with the current environment.
Loan interest rates and repayment terms will be determined as appropriate.
As a result, companies and individuals refrained from taking out loans and instead, focused on saving and debt repayment, which finally led to an economic recession.
Lastly, Japan has gradually established a relatively comprehensive modern fiscal system, characterized by strict institutional design and supervisory constraints in terms of government revenue sources, deficits, borrowing, debt repayment, risk control, expenditure programs and administrative cost efficiency.
Financial institutions and real estate companies are encouraged to negotiate independently based on commercial principles and under the premise of ensuring the security of creditor's rights, and to decide on extensions and repayment adjustments of existing loans to promote financing and completion of the projects involved.
Business start-up guarantee that lenders who encounter temporary difficulties can apply to delay repayment, and more measures are being taken to support innovative employment.
It was agreed at the meeting that interest payments on government-subsidized student loans will be waived for those who are due to graduate this year or have already graduated, and extensions of principal repayments for these loans will be extended for another year.
When it comes to the development of specialized and sophisticated SMEs, Qi highlighted their key role in boosting technological innovation and strengthening industrial chains, recommending further postponing principal and interest repayments on their loans, establishing special investment funds and increasing support for such SMEs.
Under the rules, Beijing will improve its e-commerce retail business environment, work to upgrade its regulatory system, encourage financial institutions to provide special credit lines, preferential interest rates, flexible adjustment of repayment arrangements and other differentiated services, and identify traditional Chinese pharmaceutical products for cross-border e-commerce.
Under the rules, Beijing will improve its e-commerce retail business environment; work to upgrade its regulatory system; encourage financial institutions to provide special credit lines, preferential interest rates, flexible adjustment of repayment arrangements and other differentiated services; and identify traditional Chinese medicine products for cross-border e-commerce.
The policies on inclusive loan repayment extensions will be, in principle, extended to June 30 this year.
The People's Bank of China, the country's central bank, issued a circular on Monday that encourages banks to arrange repayment deferral for loans to small and micro businesses that mature in the fourth quarter to shore up small businesses and the real economy.
Companies' actions including foreign exchange settlement and sales, external borrowing or debt repayment, as well as purchases or sales of overseas assets are related to the number of orders they have received, companies' expectations of future cash flows and the extent of economic prosperity.
If the principal of each loan is repaid within an average three-year period, the principal repayment for that year would be 60.16 trillion yuan.
The repayment of guaranteed startup loans could be extended for one year if the borrower is facing difficulties due to the impact of COVID-19.
In terms of monetary and financial policies, China encourages delayed repayment of capital and interests on loans for small and medium-sized enterprises, self-employed individuals, truck drivers, and personal housing and consumption loans affected by COVID-19.
With regard to the deferral of principal and interest repayments on the 90-billion-yuan commercial truck loans extended by centrally-managed auto companies, the enterprises concerned will be encouraged to inform loan-takers of the deferral procedures through online announcements, text messages and other means.
With regard to the deferral of principal and interest repayments on the 90 billion yuan in commercial truck loans extended by centrally managed auto companies, the enterprises concerned will be encouraged to inform borrowers of the deferral procedures through online announcements, text messages and other means.
Also, China encourages delayed repayment of principal and interest on loans extended to small, medium-sized and micro enterprises, self-employed individuals and truck drivers as well as personal housing and consumption loans given to individuals affected by COVID-19, the circular said.
Also, the country will support banks in extending principal and interest repayments this year on loans made to micro, small and medium-sized enterprises and self-employed households, truck loans as well as mortgages and consumer loans borrowed by individuals facing temporary difficulties.
Banks will be supported in deferring, within this year, principal and interest repayments on loans made to micro, small and medium-sized enterprises and self-employed households, as well as truck loans, home loans and consumer loans borne by individuals facing temporary difficulties.
To address difficulties faced by smaller firms in costs, financing and logistics, local authorities have introduced policies to offer subsidies for spending on rent, utilities, loan repayments and social security premiums, Xu said.
The commission will also encourage banking and insurance institutions to increase credit loans and ease the difficulties of loan repayments for smaller firms, and help them better cope with risks by offering tailored services and insurance products.
Banks should renew loans, extend and adjust repayment arrangements, and waive default interest for MSMEs and self-employed households as appropriate, and their credit records will not be affected.
The bank has allowed small and micro-sized companies seriously affected by the pandemic to delay principal repayment by a maximum of six months.
In addition, the sanctions have increased the risk of Russia failing to meet external repayment obligations, which may also result in more risks of a Russian sovereign debt default.
Meanwhile, Western countries' sanctions, together with the countermeasures by the Russian authorities, have restricted the payment channels of foreign currency debts, creating "human-factor default risks" for the repayment of Russia's sovereign and corporate debts.
In addition, Russia didn't suspend its main external energy supply flow, which will continue to supplement its foreign currency holdings and provide a buffer for the repayment of short-term foreign currency debt.
Second, from the perspective of the scale and maturity structure of Russia's sovereign debt, the short-term repayment pressure of its sovereign debt is relatively controllable.
Third, Western sanctions and Russia's countermeasures are both imposing more restrictions on the repayment of foreign currency debt, so the possibility of default due to artificial constraints is greater.
The meeting decided to replace the inclusive loan repayment extension support tool for micro and small enterprises with inclusive loans for them.
The PBOC said China's financial institutions extended the repayment of principal and interest on loans of 11.8 trillion yuan ($185 billion) for small, medium-sized and micro businesses, from 2020 to October this year.
Under such a principle, policies of reducing taxes and fees, renewing loans without repayment of principal, and leveraging direct monetary policy tools have supported smaller businesses, preventing large-scale bankruptcies and liquidations.
When the financing gap between local governments' fiscal revenue and expenditure expand, especially in some central and western provinces, then debt repayment pressures become prominent.
"The country has not yet seen a notable surge in nonperforming loans, likely because the NPL recognition standards were relaxed in 2020 and the deferment of loan repayments gave banks some leeway to delay recognizing NPLs.
The State Council executive meeting on March 24 announced that the previously introduced inclusive loan repayment extension and the credit loan support program for smaller businesses will be extended till the end of this year.
This is why the loan repayment deadline extension move of March 24 is crucial.
There are other voices that commercial banks may not have a strong incentive to implement such loan repayment deadline extensions as smaller businesses usually bear comparatively higher risks.
"The repayment extension is conducive to small businesses because it means their credit will not be affected.
The meeting also decided to extend the preferential policies of loan repayment deferral and credit support for SMEs to the end of this year.
These include a special transfer mechanism designed to channel incremental fiscal funds straight to county-level governments, and the extension of repayments for inclusive loans and credit support programs to help small businesses.
On Tuesday, an executive meeting of the State Council, the country's Cabinet, decided to extend the tenure of two monetary policy tools－allowing small and micro enterprises to delay loan principal and interest repayments, and offering credit loans with favorable prices to small businesses.
Li stresses importance of 'well-calibrated and more effective policy operations'China will prolong policies on inclusive loan repayment extension and the credit loan support program for smaller businesses, the State Council executive meeting chaired by Premier Li Keqiang decided on Monday.
Those tools were the loan extension which encourages local banks－urban and rural commercial banks and rural credit cooperatives－to provisionally defer smaller businesses' inclusive loan repayments with incentives in place, and inclusive credit loans which provide local banks with concessional funding support.
"It was decided at the meeting that the provisional deferral policy for both principal repayment and interest payment on smaller businesses' inclusive loans will continue to be carried out in the first quarter of next year.
In addition, loan repayment will be further extended within a proper time frame.
Incentives will be put in place for local banks that provide inclusive loans for micro and small enterprises with a deferred repayment period of no less than six months.
The new fund will facilitate reforms as it can efficiently meet the investment needed for various purposes like debt repayment.
"Sharp increase of pandemic-related spending and the rising debt have raised concerns especially on the poorest countries, as the debt may be beyond their repayment capacity.
He said that the stimulus measures of loans and moratorium on debt repayments, financial packages for companies to retain their employees and tax relaxations, helped the country's production sector maintain its pace after the arduous fight against the pandemic, and also helped the country solve the problem of unemployment it faced to some extent during the peak of the pandemic.
That is to say, based on assessments of property projects and developers using market-oriented and legal principles, financial institutions are expected to proactively meet funding needs of projects that are making smooth progress and have sufficient collateral, reasonable liabilities and guaranteed repayment sources.
Financial institutions are expected to provide support by means of loan extensions, rescheduled repayments and the issuance of new loans for projects that are experiencing temporary difficulties but maintain a basic fund balance, rather than making hasty withdrawals, suspension and withholding of loans.
According to Koo, after Japan's housing bubble burst, Japanese companies shifted their focus from profit maximization to survival maximization, and chose to repair the balance sheets through aggressive debt repayments.
For an individual company, this was a rational debt repayment option.
In Beijing, mortgagors can now hope to save an additional 2,000 yuan per month or thereabouts on repayment of a loan of 2 million yuan taken in January 2019 from Industrial and Commercial Bank of China, according to PBOC estimates.
Similarly, mortgagors in Shanghai can hope to pay 3,000 yuan less on a monthly basis on repayment of a loan of 5 million yuan taken in 2022 from Bank of China, which means some 600,000 yuan can be saved in the following 15 years.
Early repayments may affect banks' profits.
The adjustment of mortgage rates, he said, resulted from the rising number of early repayments over the past two years and the pressure of higher monthly payments on households.
For the banking sector, the early mortgage repayment rush will be eased, and the risk from mortgage irregularities will also diminish.
Loan extensions, adjusted repayments will help developers deliver projects on timeChina recently extended the timelines for a basket of financial policies supporting the real estate market.
Experts say the latest step — announced by the People's Bank of China, the country's central bank, and the National Financial Regulatory Administration, the financial sector regulator — will alleviate the concerns of financial institutions with regard to the loan repayment ability of home developers and boost consumer confidence.
Financial institutions have been urged to assist developers in the timely delivery of housing projects by extending or adjusting loan repayments.
Experts: Extension of loan repayments to bolster developers, boost confidenceThis week's extension of policies supporting China's real estate sector should help allay any potential worries of financial institutions about developers' ability to repay loans amid a tardy recovery of the industry, and boost market confidence, experts said on Tuesday.
Financial institutions are incentivized to help developers ensure timely delivery of housing projects by extending or adjusting loan repayments.
The local government has lowered borrowing costs for authorized users of GI trademarks by giving interest subsidies to those who make regular and timely repayments.
Wang Junjin, president of Shanghai-based private carrier Juneyao Airlines, who is also a member of the 14th National Committee of the CPPCC, said the pandemic has caused a significant negative impact on the air travel sector and despite the sector's advance on the recovery track, many airlines are still facing the pressures of debt repayments.
Commercial banks are encouraged to grant loans for the acquisition of real estate projects in a prudent and orderly manner, while house buyers might enjoy repayment extensions on their housing loans under certain circumstances.
The circular added that the withdrawn funds should be used for project construction and repayment of debt as priorities, and must not be used to purchase land, make new investments or repay money borrowed from shareholders.
In addition, the bank will continue to allow customers with COVID-19-related repayment difficulties to defer repayments on mortgage loan principal and interest, Yao said at a news conference announcing the bank's 2022 interim results on Tuesday.
Third, even though the home sales index ended a declining trend in April and May, the index for new investment and construction is likely to continue heading lower, as many private property developers are still under great debt repayment pressure, and will repay debts first before acquiring new land parcels.
Reasonable assessment of the credit status and repayment ability of real estate enterprises should be well undertaken.
Specifically, it is advisable to promote market-oriented reform of mortgage rates, which will reduce repayment burdens of households and stabilize demand for the purchase of new homes.
This will in turn help prevent a sharp decline in developers' property sales, stabilize their cash flow and sustain their debt repayment ability.
The differentiated home loan policies announced on Sunday by State financial authorities will not only lower homebuyers' monthly repayment amount but send a positive signal that the government is all for the stable and healthy development of the housing market, analysts said on Monday.
The CBIRC said it has asked commercial banks and insurers to ensure that the principle of "housing is for living in, not for speculation" is strictly followed, first-time homebuyers and demand for an improved living are supported, and personal mortgage repayment schedules are flexibly adjusted for people affected by COVID-19.
As for people who met difficulties in paying off home loans due to the COVID-19 pandemic, commercial banks should optimize their credit measures in a timely manner, and flexibly adjust these people's personal home mortgage repayment schedules, the meeting said.