The bank requires
collateral, such as a house or a car, for a secured loan.
银行要求有抵押品，如房屋或汽车，以获得担保贷款。
In case of default, the lender can seize the
collateral to recover their losses.
如果借款人违约，贷款人可以没收抵押品以挽回损失。
Putting up your home as
collateral can be risky if you're not confident in your ability to repay the loan.
如果你对自己偿还贷款的能力没有信心，用你的房子做抵押会有风险。
The value of the
collateral must exceed the amount of the loan to ensure adequate coverage.
抵押品的价值必须超过贷款金额，以确保有足够的保障。
Stocks, bonds, and other financial assets can also serve as
collateral for loans.
股票、债券和其他金融资产也可以作为贷款的抵押品。
The entrepreneur used future revenues from his business as
collateral to secure funding.
企业家用其企业未来的收益作为抵押，以获得资金支持。
The borrower agreed to offer their yacht as
collateral to obtain the substantial loan.
借款人同意提供他们的游艇作为抵押，以获得大额贷款。
Collateral damage refers to unintended harm caused to civilians or their property during military operations.
附带损害指的是在军事行动中对平民或其财产造成的无意伤害。
The art collection was used as
collateral to secure a substantial line of credit.
这批艺术品被用作抵押，以确保获得大量信贷额度。
Having strong
collateral can significantly improve your chances of getting approved for a loan.
拥有强有力的抵押品可以大大提高你获得贷款批准的机会。
Luckin Coffee chairman Lu Zhengyao also issued an statement today, saying that all funds from shares collateral were used to support the operation development of the company, not for personal spending, and there were no asset transfers.
The Hong Kong-listed tourism group, which is better known as Foliday, said in the announcement that the Sanya Atlantis hotel and its water park will be the collateral of the CMBS.
China has been helping small and medium enterprises resolve their financing problems by using their intellectual property as collateral for loans to keep them in operation during the outbreak of novel coronavirus pneumonia, according to the country's top IP regulator.
"Using IP rights of the SMEs, especially those in technological industries, as collateral to aid them in getting loans is an effective solution.
"The administration has also checked the demand for such loans and the abilities of SMEs to repay them, making sure to explain the IP collateral policy and offering relatively supportive services for them, according to He.
The NDRC and CBIRC encouraged financial institutions to increase credit-based loans to small- and medium-sized enterprises to help reduce bank dependence on collateral.
"Part of the reasons for that financing difficulty is that SMEs lack sufficient collateral for banks.
In those days, banks usually required small businesses to use land or factory buildings as collateral for loans, although many SMEs lacked such types of fixed assets.
Citi China broke the convention by offering loans to qualified SMEs based on their cash flow conditions, without fixed asset collateral.
All possible with a few clicks, online accounts receivable exchanges on Qupital can ensure the money is sent to the sellers’ bank account within a day without any fixed asset as collateral.