Lisa has an
endowment of singing.
丽萨有唱歌的禀赋。
This college has a large
endowment.
这所学院得到一大笔捐款。
Mary was a simple, practical, hard-working woman, but she possessed faith in large
endowment.
玛丽是个单纯而实际的女人，对信念具有宏大的天赋。
The university received a substantial
endowment from a wealthy alumnus.
这所大学从一位富有的校友那里获得了大量捐赠。
The art museum's
endowment ensures its ability to acquire new pieces each year.
艺术博物馆的捐赠基金确保了它每年都能购入新作品。
She established an
endowment in her father's name to support cancer research.
她以其父亲的名义建立了一个捐赠基金，用于支持癌症研究。
The school's
endowment fund has grown significantly over the past decade.
过去十年间，这所学校的捐赠基金显著增长。
The library's
endowment allows for the continuous updating of its collection.
图书馆的捐赠使藏品能持续更新。
He left an
endowment to his hometown's hospital to improve healthcare services.
他给家乡的医院留下了一笔捐赠，以改善医疗服务。
The research center relies heavily on
endowments and grants for its funding.
这个研究中心在资金上很大程度上依赖于捐赠和补助金。
Thanks to a generous
endowment, the scholarship program can support more students.
由于一笔慷慨的捐赠，奖学金项目能够支持更多学生。
The museum's
endowment fund is invested in a diverse portfolio to ensure long-term stability.
博物馆的捐赠基金投资于多元化的资产组合中，以确保长期稳定。
The college's
endowment provides financial aid to deserving students who cannot afford tuition.
该学院的捐赠基金为那些无力支付学费的优秀学生提供经济援助。
However, coal will remain as a primary power generation source for a long time, given the country's coal-dominated energy resource endowment.
然而，鉴于该国以煤炭为主的能源资源禀赋，煤炭将在很长一段时间内继续作为主要发电来源。
The third pillar of China's three-pillar pension system consists of personal savings-funded endowment insurance as well as commercial endowment insurance.
中国的三支柱养老保障体系中的第三支柱指的是个人储蓄型养老保险和商业养老保险。
"In the future, each person or family should have a retirement account covering different types of financial products, such as commercial endowment products and pension-themed wealth management and trust products," Wang said.
“未来每个人或家庭都应有一个包含不同金融产品的养老账户，比如商业养老保险产品、养老主题的理财产品和信托产品。”王说。
"China began a pilot program of individual income tax-deferred commercial endowment insurance, which is part of the third pillar of pension insurance, in Shanghai, Fujian province, and Suzhou Industrial Park in Jiangsu province in May 2018.
2018年5月，中国开始在上海、福建省和江苏省的苏州工业园区试点实施个人税收递延型商业养老保险，这是第三支柱养老保险的一部分。
In 2021, PICC will accelerate its development of agricultural product insurance and commercial endowment insurance, and will promote the upgrading and expansion of science and technology insurance.
2021年，中国人保将加快农业保险和商业养老保险发展，推进科技保险升级扩容。
In addition to the support of existing limited partners of the US dollar Fund I, the new fund was raised from institutional investors, including top endowment funds, pension funds, fund of funds, insurance funds, family offices and other institutional investors from North America, Europe, and Pan-Asian regions.
The high coal endowment led to a large proportion of coal in the country's energy structure, while clean energy accounted for a relatively small proportion.
Meanwhile, Inditex signed an agreement with Tsinghua University's School of Economics and Management (SEM) to increase the endowment for scholarships for MBA students at Tsinghua SEM.
On Monday, CASC inked a deal with China Chengtong Holdings Group, a State-owned asset-operating group, aiming at combining CASC's technical resources with the latter's financial expertise, to contribute to the nation's health care and endowment industry.
He said his colleagues have all worked at the same building with the endowment insurance group of Vivat for 17 years.
Hans Visser, Vivat's endowment insurance manager, said, initially there were doubts about the future of Vivat after Anbang's takeover, but now there is only "positive feedback".
As one of the cities with the most abundant endowment of digital economy resources and the most favourable development conditions in the world, Beijing has seen robust growth in its digital economy industry and information software.
The cost of labor is determined by a country's endowment of resources, but this is only one component of overall costs.
"Douglas H. Paal, a distinguished fellow of the Asia Program at the Carnegie Endowment for International Peace, told China Daily in an earlier interview: "Common sense argues that the US is not acquiring leverage against China by continuing tariffs that largely raise prices for American industry and consumers. "
Given the national endowment in Jinshan, a new cultural and tourism landmark should be built in the district, while the construction of a national-level high-tech agricultural industrial demonstration zone should also be high up on the schedule, they added.
Apart from logistics and transportation businesses, the demonstration area is also focusing on many emerging sectors such as biomedicine, artificial intelligence and new energy, attracting international enterprises along industrial chains, especially those from other SCO countries, based on their resource endowment and industrial status, Li added.
- From March 1, China will expand a soon-to-be nationwide pilot program for commercial endowment insurance catering to its aging population, the country's insurance regulator said on Monday.
Dedicated to elderly care, commercial endowment insurance products are available to those aged 60 and above, according to the China Banking and Insurance Regulatory Commission.
Expanding the pilot program will make endowment insurance products accessible to more consumers, boost the consumption of elderly care-oriented financial products, and encourage insurers to discover more paths to develop commercial endowment insurance, the commission said.
Endowment insurance institutions should downsize the types of business whose retirement planning feature is not prominent and stop or divest insurance asset management business that is irrelevant to retirement planning, the China Banking and Insurance Regulatory Commission said on Friday.
The CBIRC said it has issued a notice on regulating and promoting the development of endowment insurance institutions to urge insurance companies and pension management companies to take the path for professional development.
Endowment insurance institutions should further highlight their feature of providing retirement planning financial services and clearly define the main directions of their business.
The regulator will promote endowment insurance institutions to focus on the development of the types of business that have a retirement planning feature, such as commercial endowment insurance and the management of enterprise and occupational annuity funds.
It will also support endowment insurance companies that meet the criteria to participate in a pilot program of special commercial endowment insurance.
Given China's coal-dominated energy resource endowment, it is important to act in light of the national reality and work hard to make coal use cleaner and more efficient.
Labor cost can be determined by a country's resource endowment, but it is only one component of the overall cost.
"The nation's efforts to form a strong domestic market will create better conditions for labor, capital and other production factors to flow freely among different regions, which will help foster economic strengths and new development impetus in accordance with different development levels and the resource endowment of each regional economy," he said.
"The ASEAN markets, with different levels of development and resource endowment, have strong economic and trade complementarity with China, and have long been a priority destination for China's foreign trade and outbound investment activities," said Tu Xinquan, dean of the China Institute for WTO Studies at the University of International Business and Economics in Beijing.
Two important documents－this year's Government Work Report and the 14th Five-Year Plan (2021-25) for National Economic and Social Development and the Long-Range Objectives Through the Year 2035－put forward that the so-called third pillar of endowment insurance will develop in a well-regulated way.
During this process, it is necessary to develop a multi-level and multi-pillar endowment insurance system, especially to develop the "third pillar" in a well-regulated way.
Tu Xinquan, dean of the China Institute for WTO Studies at the University of International Business and Economics in Beijing, said the RCEP economies, despite having different levels of development and resource endowment, have strong economic and trade complementarity, and deeper economic and trade cooperation among them means better utilization of resources and higher levels of efficiency in production.
Asked if Biden should adjust US dealings with China on trade issues, Douglas H. Paal, senior researcher of the Asia Program at the Carnegie Endowment for International Peace, said he was confident the Biden team will have a strong desire to promote the economy and remove obstacles, but needs a comprehensive, strategic approach.
"Commercial endowment insurance, which serves as the third pillar of China's pension system, will be put under unified standards and regulations, and its development will be stepped up.
Endowment insurance featuring convenient application, flexible payment and relatively stable earnings will be supported.
"Commercial endowment insurance will be vigorously developed.
"Suitable supplementary endowment insurance will be developed to cater to the needs of people working in those businesses, as well as of those in flexible employment, to ensure a more reliable guarantee for the future.
With multiple functions combined - enterprise registration and cancellation, tax check, social security card, endowment insurance and pension management — the system has already been applied to local enterprises and incubation parks.
On May 15, the China Banking and Insurance Regulatory Commission said six life insurance companies were given the green light to develop exclusive commercial endowment insurance in Zhejiang province and Chongqing from June 1 as part of a one-year pilot project.
5月15日，中国银保监会宣布，自6月1日起，六家寿险公司获准在浙江省和重庆市开展专属商业养老保险试点项目，为期一年。
The regulator encouraged the six companies to provide exclusive commercial endowment insurance products, which can be purchased conveniently, offer flexible payment options and generate stable returns.
监管机构鼓励这六家公司提供独家的商业年金保险产品，这些产品应具备购买便捷、缴费方式灵活以及收益稳健的特点。
The regulator also encourages the insurers to combine the exclusive commercial endowment insurance with elderly care and nursing services.
监管机构还鼓励保险公司将专属商业年金保险与养老服务、护理服务相结合。
Zhu Junsheng, director of the China Insurance and Pension Research Center of the PBC School of Finance at Tsinghua University, told International Financial News that it will help accelerate the development of commercial endowment insurance and the construction of a multi-pillar pension insurance system, and also help meet differentiated demands for old-age security.
清华大学五道口金融学院中国保险与养老金研究中心主任朱俊生在接受《国际金融报》采访时表示，这一举措将有助于加快商业养老保险的发展，推动多层次养老保障体系的构建，并有助于满足人民群众养老保障的差异化需求。
Analysts expect that the industry will continue the upward trend this year, thanks to support policies from the government and robust demand for health insurance and endowment insurance products.
"These security restrictions, restricting the flow of high-tech products to China, (bring) major negative consequence, both for US companies and Chinese companies," Yukon Huang, a senior fellow with the Asia Program at the Carnegie Endowment for International Peace, told Xinhua in a recent video interview.
In a recent research paper posted on the website of the Carnegie Endowment of International Peace — a nonprofit international affairs think tank — Robert Greene, a US scholar focusing on trends in the Chinese financial sector, said many Southeast Asian countries, including Singapore, Malaysia, Indonesia and Thailand, are stepping up efforts to reduce use of the US dollar.
Instead of comparing prices of desired products on different e-commerce platforms during the online shopping festival earlier this month, Ding Meng, a 34-year-old white collar worker, purchased commercial endowment insurance after careful study of a variety of choices.
"Developing a multi-level and multi-pillar endowment insurance system is an important measure to improve supplies in the social field," Guo Shuqing, chairman of the China Banking and Insurance Regulatory Commission (CBIRC), said Monday at this year's Financial Street Forum annual conference.
The country expanded a commercial endowment insurance pilot program nationwide in March, with over 250,000 people having purchased qualified products so far.
Perceptions on and behaviors for retirement planning continue to improve when China's personal pension policy landed as a third pillar to support the country's pension system with the basic endowment insurance as the first pillar, and the enterprise annuity as the second.
Given China's coal-dominated energy resource endowment, it is important to work hard to make coal use cleaner and more efficient.
The government has attached greater attention to the third pillar, which consists of personal savings-funded endowment insurance and commercial endowment insurance.
In May 2018, China launched a pilot program of tax-deferred commercial endowment insurance in Shanghai, Fujian province and the Suzhou Industrial Park in Jiangsu province.
Entry barriers is recommended for participants in the third pillar pension insurance market (referring to commercial endowment insurance), according to a report released by Insurance Association of China on Wednesday.
The report showed that certain entry barriers and standards should be set for various market participants and qualified products of the third pillar endowment insurance based on the country's national conditions and risk prevention.
Expert says tax incentives may boost investment in endowment productsChina is expected to adopt new policies to improve the personal insurance system, a former financial regulator said.
Such improvement might come about through tax incentives, to encourage individuals to invest in commercial endowment insurance products, said Zhou Yanli, a former vice-chairman of the China Insurance Regulatory Commission and a member of the 13th National Committee of the Chinese People's Political Consultative Conference.
In a recent interview with China Daily, Zhou said the nation's commercial endowment insurance pilot program, which is supported by preferential taxation and fiscal subsidies, should be expanded.
"But this trial is very limited now," said Zhou, adding new policies should increase the pre-tax deduction of the premium and enlarge the group of individual investors of commercial endowment insurance.
Commercial endowment insurance serves as the third pillar of China's pension system.
China will promote effective conversion of household savings into long-term funds in capital markets by strongly developing enterprise annuities, as well as various health and endowment insurance products, according to the China Banking and Insurance Regulatory Commission.
"It was agreed at the Monday meeting that commercial endowment insurance will be developed at a faster pace and the overall pension insurance structure will be refined.
"It is important to plan ahead and provide policy support as appropriate to continuously expand the scale of commercial endowment insurance and improve its quality, so as to cater to the ever-growing needs of the people.
"China has started relatively late in the development of commercial endowment insurance and thus lacks enough experience.
It is important to learn from advanced experience worldwide, continue to open up our insurance sector, and in this process, develop our own commercial endowment insurance to meet the needs of an aging society," Li said.
The first reason is Macao's capital endowment, including its strong foundation for the financial industry, close relations with Portuguese-speaking countries and other European countries, capital collection capacity and low cost of capital.
Douglas H. Paal, vice-president of the Asia Program at the Carnegie Endowment for International Peace, said there is always a chance that a new leader will seek to make needed reforms.
"You don't need to make the renminbi stronger than it should be, as the US dollar is surging in its value, when money is sucked into the US amid the interest rate hikes and monetary policy normalization," said Huang Yukon, senior associate of Asia Program at the Carnegie Endowment for International Peace (CEIP) and the former World Bank China director.
Hillhouse, founded by Zhang with money from the Yale University endowment, can invest globally from its offices in Beijing, Hong Kong, Singapore and the US.
Its investors are dominated by North American endowment and pension funds, and it periodically returns some of investors' capital to maintain returns.
Taxpayers who earn less than 20,000 yuan a month will have a tax cut by over 49 percent, and for those with monthly salaries of 30,000 to 100,000 yuan (after the deductions of endowment insurance, unemployment insurance, medical insurance and provident fund) will see a cut from 7.8 percent to 36.1 percent, reported The Economic Observer.
Douglas H. Paal, vice-president of the Asia Program at the Carnegie Endowment for International Peace, cautioned the likelihood of success for a fresh round of trade talks is low, given US President Donald Trump's demands.
The inclusion of A shares means that foreign investors such as exchange-traded funds, pension plans and endowment funds will need to allocate the added Chinese stocks if they want to closely track the MSCI benchmark gauges.
"The insurance industry will apply more innovative technologies, like digital technology, to integrate innovations in science and technology with risk management in domains like medical insurance, endowment insurance and natural catastrophes," said Yao Qinghai, chairman of the Insurance Institute of China, at a summit.
The number of Chinese who bought endowment insurance with five-year term or around that tenure reached 40 million last year－not big in the context of China's 1.4 billion population, said Hao.
Dong said Chinese insurers should seize the opportunity to develop commercial health and endowment insurance in the domestic market.
The second pillar involves enterprise annuities, and the third pillar is commercial endowment insurance.
"Previously, only public offering funds and social security funds could enjoy priorities to subscribe new shares offline, and now basic endowment insurance funds, enterprise annuity funds and commercial insurance funds have become new beneficiaries," said Hao Yansu, director of the school of insurance at the Central University of Finance and Economics.
In Europe, some professional institutions are in charge of endowment insurance funds, which gain more investment returns but bear higher risks.
The second pillar involves enterprise annuities and the third pillar is commercial endowment insurance.
The China Insurance Regulatory Commission said on Wednesday that it is working closely with the Ministry of Finance on regulations for individual tax-deferred commercial endowment insurance, in the run-up to a pilot program which is to take place before its wider introduction.
Endowment insurance is a form of life insurance, involving a payment plan, that pays the face value to the insured either at the end of the contract period or on the insured's demise.
Tax-deferred endowment insurance is where the insured pays for premiums before tax payments and pays their personal income tax only after the endowment benefits are collected.
The State Council on Tuesday released a statement on stepping up the pace of developing commercial endowment insurance, in which it confirmed that an individual tax-deferred commercial endowment insurance pilot will start before the end of 2017.
Hao Yansu, director of the school of insurance at the Central University of Finance and Economics, said carrying out a tax-deferred commercial endowment insurance pilot was a welcome development, but it should be convenient for people to join.
"Developing commercial endowment insurance is significant for perfecting China's multi-level aging security system, dealing with aging population issue and promoting social stability," said the statement released by the State Council.
The statement said China will encourage the innovation of commercial endowment insurance products and services, supporting insurance institutions to develop personalized and differentiated insurance products for individuals, families and enterprises.
"China will promote commercial endowment insurance funds, for them to have a safe and steady operation," the statement said.
"Commercial endowment insurance funds can participate in the nation's important programs steadily and make overseas investments in a prudent way. "
The company believes its plan to tap the mainland market conforms with the State Council's blueprint for promoting the development of diversified health insurance and innovative endowment, and aims to start operating on the mainland by specializing in online health insurance products and services.
"Based on China's energy and resources endowment, we will advance initiatives to reach peak carbon emissions in a well-planned and phased way in line with the principle of building the new before discarding the old," Xi said.