loans 

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单词释义
n.贷款,借款,借出,贷给,被借出
v.借出,贷与(尤指钱),出借(贵重物品给博物馆等)
loan的第三人称单数和复数
词根词缀记忆/谐音联想记忆 补充/纠错
谐音楼(谐音)→ 贷款买楼 → loan n. …………
其他怎么记补充/纠错
联想记忆lo 楼 + an 按 → 楼房按揭 → 贷款 → loan n.贷款;借,贷 vt.贷给,借出 …………
词性拓展记忆 / 词形拓展记忆
原形:loan第三人称单数:loans复数:loans过去式:loaned过去分词:loaned现在分词:loaning
串记记忆
loan / load
贷款(loan)之后他肩上的负担(load)更重了。
辨析记忆
lend / borrow / loan
这些动词均含“借”之意。
lend → 指将自己的东西借出给别人,也可用于借喻意义。
borrow → 指从某人或某处借来某物,也可用作比喻。
loan → 指通过正式的手续,借数目较大的贷款。在美国也可指借出东西。
词组和短语补充/纠错
on loan 贷款
on loan from 从贷款
out on loan 借出去的
mortgage loan 抵押贷款
take out a loan 贷款
student loan 学生贷款
auto loan 汽车贷款
corporate loan 公司贷款
bad loan 不良贷款
low-interest loan 低息贷款
free-interest loans 免息贷款
commercial loan 商业贷款
mortgage loans 抵押贷款
take a loan 接受贷款
home equity loan 住宅股权贷款
cooperation loan 合作贷款
loan period 贷款期限
housing loan 住房贷款
loan application 贷款申请
long-term loan 长期贷款
bank loan 银行贷款
campus loan 校园贷款
short-term loan 短期贷款
down payment loan 首付贷款
book loan 账面贷款
loan guarantee 贷款担保
loan balance 贷款余额
loan shark 高利贷者
collateralized loan 抵押贷款
loan interest rate 贷款利率
repay a loan 偿还贷款
loan registration 贷款登记
unsecured loan 无担保贷款
high-value loan 高额贷款
high-risk loan 高风险贷款
restricted loan time 限制贷款时间
non-performing loan 不良贷款
securitization of mortgage loans 抵押贷款证券化
consumer loan 消费者贷款
fixed rate loan 固定利率贷款
student loans 学生贷款
loan capital 贷款资本
concessionary loans 优惠贷款
interest-free loan 无息贷款
returns and loans 回报和贷款
inter-library loan 图书馆间借阅
float a loan 浮动贷款
auto loans 汽车贷款
preferential loan 优惠贷款
individual housing loan 个人住房贷款
long-term, low-interest loan 长期低息贷款
variable rate loan 可变利率贷款
small business loans 小企业贷款
policy-related loan 保单相关贷款
low-interest loans 低息贷款
check student loans at Finance Office 在财务办公室检查学生贷款
单词例句
Eric must either sell some of his property or seek extra funds in the form of loans.
埃里克就只得变卖部分家产或者通过贷款寻求额外的资金。
Tom loaned the museum his entire collection.
汤姆把自己的全部收藏品都借给了博物馆。
I applied for a loan to buy a new car.
我申请了一笔贷款来购买新车。
She repaid her student loan in full after graduating.
她毕业后全额偿还了学生贷款。
The bank approved my mortgage loan for the house.
银行批准了我的购房抵押贷款。
They offered a low-interest loan to first-time homebuyers.
他们为首次购房者提供了低利率贷款。
He took out a personal loan to fund his business venture.
他拿出一笔个人贷款来资助他的商业计划。
She consolidated her multiple loans into one with a lower interest rate.
她将多笔贷款合并成一笔,利率更低。
A loan shark approached him, offering quick cash at an exorbitant rate.
高利贷者找上他,以极高的利息提供现金。
The government provides loans to farmers for purchasing agricultural equipment.
政府向农民提供贷款购买农业设备。
I'm on a tight budget, so I decided to borrow some money from my friend.
我的预算很紧,所以我决定向朋友借钱。
They renegotiated the loan terms with the bank due to financial difficulties.
由于财务困难,他们与银行重新协商了贷款条款。
About 40 billion yuan in loans have been provided to key projects such as the construction of a digital agricultural demonstration park, injecting financial vitality into the city's development.
为数字农业示范园区建设等重点项目提供贷款约400亿元,为全市发展注入了金融活力。
Drivers demonstrating emissions reductions benefit from favorable loan terms and interest rates from the bank.
证明减排的司机受益于银行优惠的贷款条件和利率。
Business profile and potential spillover risks in the case of Evergrande are very different from those in Western countries, she said, adding that the company has few derivative financial products and its total liabilities account for a low percentage of China's overall bank loans.
她说,恒大的业务状况和潜在的溢出风险与西方国家非常不同,并补充说,该公司几乎没有衍生金融产品,其总负债在中国银行贷款总额中所占比例很低。
Hengda Real Estate Group, a flagship subsidiary of debt-laden property developer China Evergrande Group, said on Tuesday that its controlling shareholder intends to swap loans to China Evergrande New Energy Vehicle Group into new share sales by the new energy vehicle arm of the developer.
负债累累的房地产开发商中国恒大集团的旗舰子公司恒大地产集团周二表示,其控股股东打算将对中国恒大新能源汽车集团的贷款转换为开发商新能源汽车部门的新股销售。
This will be financed by contributions from STMicroelectronics and the Chinese chipmaker, local government support and loans, the companies said.
两家公司表示,这笔资金将来自意法半导体和这家中国芯片制造商的捐款、地方政府的支持和贷款。
Under the partnership, IFC, a member of the World Bank Group and the largest global development institution focusing on the private sector of emerging markets, will provide subsidiaries of Fosun Pharma with loans totaling 50 million euros ($53.58 million) to support the construction of a manufacturing site near Abidjan, Cote d'Ivoire, that will produce anti-malaria drugs and antibacterial medicines.
根据该合作伙伴关系,国际金融公司是世界银行集团的成员,也是专注于新兴市场私营部门的最大全球发展机构,将向复星医药的子公司提供总额为5000万欧元(5358万美元)的贷款,以支持在科特迪瓦阿比让附近建造一个制造基地,这将生产抗疟疾药物和抗菌药物。
The bank will this year increase credit support for key areas, including advanced manufacturing, scientific and technological innovation, green finance and inclusive finance, to ensure credit growth in these areas is higher than its overall loan growth, said Wang Zhiheng, president of the bank.
该行行长王志恒表示,该行今年将加大对先进制造业、科技创新、绿色金融和普惠金融等重点领域的信贷支持,以确保这些领域的信贷增长高于整体贷款增长。
The bank's total loans amounted to 3.57 trillion yuan ($519.52 billion) at the end of last year, an increase of 8 percent from the start of 2022.
截至去年年底,该行的贷款总额为3.57万亿元人民币(5195.2亿美元),比2022年初增长了8%。
The lender's outstanding medium- and long-term loans to the manufacturing sector hit 193.6 billion yuan at the end of 2022, up 40.7 percent from a year ago, while outstanding loans to small and micro enterprises reached 305.3 billion yuan, up 28.8 percent from the end of 2021.
截至2022年底,该行对制造业的未偿中长期贷款达到1936亿元,同比增长40.7%,对小微企业的未偿贷款达到3053亿元,比2021年底增长28.8%。
Its non-performing loan ratio stood at 1.25 percent at the end of last year, unchanged from the start of 2022.
截至去年年底,其不良贷款率为1.25%,与2022年初持平。
考试真题例句(机器翻译仅供参考)
全部
六级
四级
高考

六级There's a lot for students to complain about: the repayment threshold for paying back loans will be frozen for five years, meaning that lower-paid graduates have to start repaying their loans; and maintenance grants have been replaced by loans, meaning that students from poorer backgrounds face higher debt than those with wealthier parents.

学生们有很多抱怨:偿还贷款的还款门槛将被冻结五年,这意味着低收入的毕业生必须开始偿还贷款;赡养费补助已经被贷款所取代,这意味着来自贫困家庭的学生比那些父母更富有的学生面临更高的债务。

2016年12月阅读原文

四级After new legislation demanded their removal from the roads, a low interest loan scheme was set up with three Egyptian banks so drivers could buy new cars.

在新的立法要求将他们从道路上移除后,埃及与三家银行建立了一个低息贷款计划,以便司机可以购买新车。

2015年12月四级真题(第一套)听力 Section A

六级After the failure of Lehman Brothers, many of the world’s largest banks feared the worst as the collapse of the housing bubble exposed investments in risky loans.

雷曼兄弟(Lehman Brothers)破产后,世界上许多最大的银行都担心房地产泡沫的破裂会暴露风险贷款投资的风险。

2016年6月听力原文

高考A tool developed just a couple of years ago by a young farmer, Jonathan Dysinger, in Tennessee, with a small loan from a local slow money group.

几年前,田纳西州的一位年轻农民乔纳森·迪辛格(Jonathan Dysinger)利用当地一家慢钱组织的小额贷款开发了一种工具。

2018年高考英语江苏卷 阅读理解 阅读C 原文

六级Some schools out for profit cynically increase tuitions and count on student loans and federal aid to foot the bill – knowing full well that the students won't make it.

一些以营利为目的的学校玩世不恭地增加学费,并指望学生贷款和联邦援助来买单——他们深知学生不会成功。

2011年6月阅读原文

六级Like many first-generation students, he enrolled in a medium-sized state university many of his high school peers were also attending, received a Pell Grant, and took out some small federal loans to cover other costs.

和许多第一代学生一样,他就读于一所中等规模的州立大学,他的许多高中同龄人也在就读,他获得了佩尔助学金,并获得了一些小额联邦贷款以支付其他费用。

2015年12月阅读原文

四级This week, the resident exhibition is a display of ancient wall paintings on loan from Australia.

本周,居民展览将展出从澳大利亚借来的古代壁画。

2019年12月四级真题(第一套)听力 Section A

六级They fear I will default on any business loan I'm given.

他们担心我会拖欠任何商业贷款。

2019年12月六级真题(第二套)听力 Section A

六级He predicts high failure rates for smaller, regional banks in 2010 as commercial real estate loans come due.

他预测,随着商业房地产贷款到期,规模较小的地区性银行在2010年的倒闭率将很高。

2016年6月听力原文

六级The size of the loan I ask for, or the type of business I propose.

我要求的贷款规模,或者我提议的业务类型。

2019年12月六级真题(第二套)听力 Section A

四级For example, but for the savings and loan debacle, there might be funds available to reduce the national debt and pay for education.

例如,如果没有储蓄和贷款崩溃,可能会有资金用于减少国家债务和支付教育费用。

2011年12月阅读原文

六级According to The Boston Globe, students who earned their bachelor's in 2012 have an average monthly loan payment of $2, which is one-third more than those who graduated in 2004.

据《波士顿环球报》报道,2012年获得学士学位的学生每月平均贷款2美元,比2004年毕业的学生多出三分之一。

2018年6月六级真题(第三套)阅读 Section B

四级When I went down to the bank and got a business loan, I knew I'd love being my own boss.

当我去银行获得商业贷款时,我知道我很想做自己的老板。

2012年6月听力原文

六级If taxpayers are to bear the cost of forgiving student loans, shouldn't they have a say in how their money is used?

如果纳税人要承担免除学生贷款的费用,他们不应该对如何使用他们的钱有发言权吗?

2018年6月六级真题(第一套)阅读 Section C

高考They have loans, bills, a mortgage to pay off, retirement to save for.

他们有贷款、账单、抵押贷款要还清、退休要储蓄。

2015年高考英语浙江卷 完形填空 原文

四级The savings and loan scandal, the stock market and junk bond swindles, and, of course, Watergate, have undermined the faith of many Americans in the integrity of political and economic leaders and society as a whole.

储蓄和贷款丑闻、股市和垃圾债券欺诈,当然还有水门事件,已经破坏了许多美国人对政治和经济领导人以及整个社会的诚信的信心。

2011年12月阅读原文

六级Maybe you could gather capital from other sources, smaller loans from more lenders?

也许你可以从其他渠道筹集资金,从更多的贷款人那里获得小额贷款?

2019年12月六级真题(第二套)听力 Section A

六级given that there's now over $1.3 trillion in student loans on the books, it's pretty clear that many students are far from sensible.

鉴于目前账面上有超过1.3万亿美元的学生贷款,很明显,许多学生根本不明智。

2018年6月六级真题(第一套)阅读 Section C

六级Lending is the coal to our engine, so we want to make more loans.

贷款是我们引擎的动力,所以我们想发放更多的贷款。

2016年6月六级真题(第二套)听力 Section C

六级Meanwhile, tuition has soared, leaving graduating students with unprecedented loan debt.

与此同时,学费飙升,给即将毕业的学生留下了前所未有的贷款债务。

2012年6月阅读原文

四级The savings and loan scandal, the stock market and junk bond swindles, and, of course, Watergate, have undermined the faith of many Americans in the integrity of political and economic leaders and society as a whole

储蓄和贷款丑闻、股市和垃圾债券欺诈,当然还有水门事件,已经破坏了许多美国人对政治和经济领导人以及整个社会的诚信的信心

2011年12月阅读原文

高考Loans to small local farmers are necessary.

向当地小农户提供贷款是必要的。

2018年高考英语江苏卷 阅读理解 阅读C 选项

六级The stack of congressional regulations governing federal student grants and loans now stands twice as tall as I do

国会关于联邦学生助学金和贷款的一系列规定现在是我的两倍

2012年6月阅读原文

六级They could stay in the mountains until June 7、 They have to wait a month to apply for a student loan.

他们可以在山上呆到六月

2015年6月大学英语六级考试真题(三)

六级For someone else, it may mean quitting his or her job, taking out a loan and going back to school full time.

对其他人来说,这可能意味着辞去工作,申请贷款,然后全职回到学校。

2007年6月英语六级真题

六级Make primary care more attractive to medical students by forgiving student loans for those who choose primary care as a career and reconciling the marked difference between specialist and primary care physician salaries.

通过免除那些选择初级保健作为职业的人的学生贷款,并调和专科医生和初级保健医生工资之间的显著差异,使初级保健对医学生更有吸引力。

2009年12月英语六级真题

四级Also more and more “little” people found themselves in need of personal loans, as taxes became heavier and as the practice of installment (分期付款) buying broke down the previously long—held concept that there was something almost morally wrong about being in debt.

此外,随着税收的加重和分期付款的做法,越来越多的“小”人发现自己需要个人贷款(分期付款) 购买打破了之前长期持有的观念,即负债几乎在道德上是错误的。

1992年1月大学英语四级(CET-4)真题

四级Also more and more “little” people found themselves in need of personal loans, as taxes became heavier and as the practice of installment (分期付款) buying broke down the previously long-held concept that there was something almost morally wrong about being in debt.

此外,随着税收的加重和分期付款的做法,越来越多的“小”人发现自己需要个人贷款(分期付款) 购买打破了之前长期持有的观念,即负债几乎在道德上是错误的。

1994年6月大学英语四级(CET-4)真题

四级Coffman and district officials last week agreed on a state emergency plan freeing yp a $9.8 million loan that enabled the payroll (工资单) to be met for 2,700 teachers and staff in time for the holidays.

Coffman和地区官员上周就一项州紧急计划达成一致,为yp提供了980万美元的贷款,用于支付工资(工资单) 为2700名教师和工作人员在假期及时举行会议。

2005年12月大学英语四级(CET-4)真题

四级This year, it announced it would eliminate loans for needy students and cap them for middle-income families.

今年,它宣布将取消对贫困学生的贷款,并为中等收入家庭设定上限。

2009年12月大学英语四级考试真题

四级” Aid has increased, subsidized (补贴的) loans have become available, and “the universities have gotten the money.

“援助增加了,得到了补贴(补贴的) 贷款已经到位,“大学已经拿到了钱。

2013年12月大学英语四级考试真题(第3套)

四级Promotional literature for colleges and student loans often speaks of debt as an “investment in yourself.

针对大学和学生贷款的宣传文献经常将债务称为“对自己的投资”。

2013年12月大学英语四级考试真题(第3套)

四级” But an investment is supposed to generate income to pay off the loans.

“但投资应该产生收入来偿还贷款。

2013年12月大学英语四级考试真题(第3套)

四级For many, the most visible result of their four years is the loan payments, which now average hundreds of dollars a month on loan balances in the tens of thousands.

对许多人来说,他们四年中最明显的结果是贷款支付,现在平均每月数百美元的贷款余额达到数万美元。

2013年12月大学英语四级考试真题(第3套)

四级A law passed in 2007 allows many students to cap their loan payment at 10 percent of their income and forgives any balance after 25 years.

2007年通过的一项法律允许许多学生将贷款支付限制在收入的10%,并在25年后免除任何余额。

2013年12月大学英语四级考试真题(第3套)

四级When we talk about Americans barely into adulthood who are saddled with unbearable levels of debt, the conversation is almost always about student loan debt.

当我们谈论刚刚成年的美国人背负着难以承受的债务时,话题几乎总是关于学生贷款债务。

2013年12月大学英语四级考试真题(第3套)

四级In most states, his wife could not have taken out a loan or a credit card in her own name.

在大多数州,他的妻子不可能以自己的名义申请贷款或信用卡。

2014年12月大学英语四级考试真题(第3套)

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