Eric must either sell some of his property or seek extra funds in the form of
loans.
埃里克就只得变卖部分家产或者通过贷款寻求额外的资金。
Tom
loaned the museum his entire collection.
汤姆把自己的全部收藏品都借给了博物馆。
I applied for a
loan to buy a new car.
我申请了一笔贷款来购买新车。
She repaid her student
loan in full after graduating.
她毕业后全额偿还了学生贷款。
The bank approved my mortgage
loan for the house.
银行批准了我的购房抵押贷款。
They offered a low-interest
loan to first-time homebuyers.
他们为首次购房者提供了低利率贷款。
He took out a personal
loan to fund his business venture.
他拿出一笔个人贷款来资助他的商业计划。
She consolidated her multiple
loans into one with a lower interest rate.
她将多笔贷款合并成一笔，利率更低。
A
loan shark approached him, offering quick cash at an exorbitant rate.
高利贷者找上他，以极高的利息提供现金。
The government provides
loans to farmers for purchasing agricultural equipment.
政府向农民提供贷款购买农业设备。
I'm on a tight budget, so I decided to borrow some money from my friend.
我的预算很紧，所以我决定向朋友借钱。
They renegotiated the
loan terms with the bank due to financial difficulties.
由于财务困难，他们与银行重新协商了贷款条款。
Drivers demonstrating emissions reductions benefit from favorable loan terms and interest rates from the bank.
证明减排的司机受益于银行优惠的贷款条件和利率。
The bank will this year increase credit support for key areas, including advanced manufacturing, scientific and technological innovation, green finance and inclusive finance, to ensure credit growth in these areas is higher than its overall loan growth, said Wang Zhiheng, president of the bank.
该行行长王志恒表示，该行今年将加大对先进制造业、科技创新、绿色金融和普惠金融等重点领域的信贷支持，以确保这些领域的信贷增长高于整体贷款增长。
Its non-performing loan ratio stood at 1.25 percent at the end of last year, unchanged from the start of 2022.
截至去年年底，其不良贷款率为1.25%，与2022年初持平。
Last year, the bank accelerated its loan issuance for sectors including green development, manufacturing, science and technology, and people's livelihood and consumption.
去年，该行加快了对绿色发展、制造业、科技、民生和消费等领域的贷款发放。
The asset quality of its overseas institutions remained in good condition, with the nonperforming loan ratio being only 0.79 percent, declining by 0.12 percentage points, Guan said.
关说，境外机构资产质量保持良好，不良贷款率仅为0.79%，下降0.12个百分点。
Working together with China Mobile will catalyze the progress of financial technology, which will thus improve operational efficiency, lower relevant costs and reduce loan risks.
与中国移动的合作将促进金融技术的进步，从而提高运营效率，降低相关成本，降低贷款风险。
In particular, the bank's non-performing loan ratio was 1.47 percent, 0.06 percentage points lower from the end of 2021, marking the first decline registered in the past five years.
特别是，该行的不良贷款率为1.47%，比2021年底下降0.06个百分点，这是过去五年来首次下降。
Chinese regulators have approved Ant to raise 10.5 billion yuan ($1.5 billion) for its consumer finance unit, marking a significant step forward for the revamp of the financial technology company's lucrative consumer loan business.
中国监管机构已批准蚂蚁集团为其消费金融部门筹集105亿元人民币（15亿美元），这标志着这家金融科技公司利润丰厚的消费贷款业务的改革迈出了重要一步。
Chinese regulators have approved tech heavyweight Alibaba's financial arm Ant Group to raise 10.5 billion yuan ($1.5 billion) for its consumer finance unit, marking a significant step forward for the revamp of the financial technology company's lucrative consumer loan business.
中国监管机构已批准科技巨头阿里巴巴的金融子公司蚂蚁集团为其消费金融部门筹集105亿元人民币（15亿美元），这标志着这家金融科技公司利润丰厚的消费贷款业务的改革迈出了重要一步。
Version 3.0 of the app has introduced new lending service functions, such as allowing existing borrowers to get a higher credit limit and automatically recommending loan products to clients based on a more precise understanding of their needs.
该应用程序的3.0版引入了新的贷款服务功能，例如允许现有借款人获得更高的信用额度，并根据对客户需求的更准确了解自动向客户推荐贷款产品。
- China has stepped up support for epidemic-hit small market players by deferring their loan repayments, according to a circular jointly released by the country's central bank and five other government departments on Monday.
-根据中国央行和其他五个政府部门周一联合发布的一份通知，中国通过推迟偿还贷款，加大了对受疫情影响的小型市场主体的支持力度。
This led to an increase in the nonperforming loan ratio of the CCB's lending to the property sector over this period, said Cheng Yuanguo, chief risk officer at the bank.
建行首席风险官程元国表示，这导致建行在此期间对房地产行业贷款的不良贷款率上升。
In addition, the bank continuously optimized the structure of corporate clients in the real estate sector, the structure of regions where properties are located, and the structure of housing-related loan products, Cheng said.
程说，此外，该行还不断优化房地产行业的企业客户结构、房地产所在地区的结构以及住房相关贷款产品的结构。
The non-performing loan ratio of the Shenzhen-based lender stood at 1.02 percent as of the end of June, remaining flat compared to the year-end level in 2021.
截至6月底，这家总部位于深圳的银行的不良贷款率为1.02%，与2021年底的水平相比持平。
They are currently repaying a 2.53 million yuan loan.
他们目前正在偿还253万元的贷款。
According to the municipal government, the Shanghai-based insurers provided 90 billion yuan ($13 billion) worth of risk protection last year for technology and biomedicine companies by introducing novel policies such as patent insurance and technology loan insurance.
据市政府称，总部位于上海的保险公司去年通过推出专利保险和技术贷款保险等新政策，为科技和生物医药公司提供了价值900亿元（130亿美元）的风险保护。
The municipal government has released new measures to boost the recovery of the tourism sector, including guiding financial institutions to increase loan quotas and lower interest rates for tourism-related projects as well as expanding support from the city's special fund for tourism development for both vendors and major attractions.
市政府发布了促进旅游业复苏的新措施，包括引导金融机构增加贷款额度，降低旅游相关项目的利率，以及扩大市旅游发展专项基金对供应商和主要景点的支持。
During development and construction of the Cambodian hydroelectric project, the Export-Import Bank of China provided an exclusive loan for 70 percent of total investment of the project, while China Export & Credit Insurance Corp, commonly known as Sinosure, provided political risk insurance, said Fang Zheng, chairman of Huadian Overseas Investment Co Ltd. "The financial agencies carried out comprehensive investment risk analysis and professional assessment, which has supported Huadian to develop clean and renewable hydroelectric resources in countries and regions participating in the Belt and Road Initiative," Fang said.
方正说，在柬埔寨水电项目的开发和建设过程中，中国进出口银行为该项目总投资的70%提供了独家贷款，而中国进出口信用保险公司（通常称为中国信保）提供了政治风险保险，华电海外投资有限公司董事长方说：“金融机构进行了全面的投资风险分析和专业评估，支持华电在“一带一路”倡议国家和地区开发清洁可再生水电资源。”。
As such, the company is busy prepping for the upcoming June 18 or "618" shopping festival, with easier customer access to discounts and preferential loan services dedicated to merchants to boost transactions.
因此，该公司正忙于为即将到来的6月18日或“618”购物节做准备，让客户更容易获得折扣和专门为商家提供的优惠贷款服务，以促进交易。
The Chinese shopping platform for locally found consumer products and retail services said it will provide information on cash flow and other operating conditions of small restaurants serving local specialty street foods, who will apply for the syndicated loan, to its partner financial institutions in this project.
中国本土消费品和零售服务购物平台表示，将向该项目的合作金融机构提供供应当地特色街头食品的小餐馆的现金流和其他经营状况信息，这些餐馆将申请银团贷款。
The store owners who have financing needs can apply for a loan up to 300,000 yuan at an average annualized rate of no more than 7.2 percent.
有融资需求的店主可以申请最高30万元的贷款，平均年化利率不超过7.2%。
Loan terms vary from three months to three years.
贷款期限从三个月到三年不等。
"The San Francisco-based company, founded in 2006, said Musk secured $25.5 billion of debt and margin loan financing and is providing a $21 billion equity commitment.
这家总部位于旧金山的公司成立于2006年，表示马斯克获得了255亿美元的债务和保证金贷款融资，并提供了210亿美元的股权承诺。
The Postal Savings Bank of China, for example, has been stepping up loan approval process efficiency for local lighter manufacturers.
例如，中国邮政储蓄银行一直在提高当地打火机制造商的贷款审批效率。
The lender has shortened the online loan approval process down to one day to solve financing difficulties for smaller enterprises.
该行已将网上贷款审批流程缩短至一天，以解决小型企业的融资困难。
It has also come up with different loan products targeting various companies of different credit levels to further support the development of the real economy through financial methods.
它还针对不同信用水平的公司推出了不同的贷款产品，通过金融方式进一步支持实体经济的发展。
Its non-performing loan ratio stood at 1.42 percent at the end of last year, down 0.14 percentage points from 2020.
去年年底，其不良贷款率为1.42%，比2020年下降0.14个百分点。
As of the end of June, its nonperforming loan ratio was 0.83 percent, falling 0.05 percentage point from the prior year-end.
截至6月末，其不良贷款比率降至0.83%，较去年底下降0.05个百分点。截止到六月底，该银行的不良贷款比例已经降低到了0.83%，相比去年年底的时候下降了0.05个百分点。这里提到的“非/不良贷款比率”（nonperforming loan ratio）是指银行或其他金融机构发放的贷款中，不能按时归还本金和利息的贷款所占的比例。这个指标是衡量金融机构资产质量的重要指标之一，比率越低说明资产质量越好，风险越小。而“下降0.05个百分点”则是指百分比单位的变化，即从某个数值下降了0.05%。希望这能帮到你！如果还有其他问题或需要进一步解释，请随时告诉我。
The bank's non-performing loan ratio stood at 1.08 percent as of the end of June, a decrease of 0.10 percentage points from the previous year's end.
截至6月末，该银行的不良贷款比率为1.08%，较去年年底下降0.10个百分点。
Financial institutions will be encouraged to expand credit loans, first-time loans, medium- and long-term loans and loan renewals without principal repayment, and to promote the pay-as-you-go lending model.
鼓励金融机构扩大信用贷款、首贷、中长期贷款和无还本续贷规模，推广随借随还贷款模式。
The bank will ramp up nonperforming loan clearance and disposal, adopt a multilayered approach to refine the management of clients whose loans turn sour, continuously improve risk offset capacity by setting aside adequate allowances for impairment losses on loans, and accelerate digital transformation of credit risk management," he said.
他称，银行将加大不良贷款清收处置力度，对不良贷款客户实施分层分类管理，持续提足拨备覆盖，增强风险抵补能力，并加快推进信贷风险管理数字化转型。
Its nonperforming loan ratio was 1.58 percent, up 0.15 percentage points, but the number still remained in a stable range, he said.
他表示，该行呆账贷款比例为1.58%，较上年同期上升0.15个百分点，但仍然保持在稳定水平。
The company unveiled the plan after it signed an agreement with the Asian Development Bank for a private sector loan of up to 30 million euros ($37 million) on Thursday.
该公司周四与亚洲开发银行签署了一项最多3000万欧元(3.7亿美元)的私营部门贷款协议后，公布了这一计划。
It was the second loan from the ADB to Jointown since the COVID-19 outbreak.
这是自COVID-19疫情爆发以来，ADB向Jointown提供的第二笔贷款。
"The new loan will contribute to the country's pharmaceutical capacity in further strengthening resilience against potential future pandemics," Gaboury said.
Gaboury表示：“新贷款将有助于增强该国的制药能力，进一步提高抵御潜在未来大流行病的韧性。”
"With the loan facilities, we will be able to reach out to the broader population, including in second－and third-tier cities and rural areas, with essential medicines and medical supplies," Liu said.
“通过贷款业务，我们将能够将必需的药品和医疗用品推广到更广泛的人群中，包括二三线城市和农村地区，”刘说。
In addition, the Guizhou government will encourage and support financial institutes to launch preferential policies for loan interest rates related to signed projects, increase lending channels and implement other measures to guarantee projects are sufficiently funded in accordance with market principles and laws, and under the premise that the measures will not inordinately increase government debt, Wang said.
王志刚表示，贵州省政府还将鼓励和支持金融机构对签约项目推出优惠贷款利率政策，增加贷款渠道，并采取其他措施，按照市场化、法治化原则，在不额外增加政府债务的前提下，确保项目资金充足。
The project is funded by the Namibian government with 56 percent of its own funds and 44 percent of the loan from the African Development Bank.
这个项目由纳米比亚政府提供56%的资金，其余44%的资金来自非洲开发银行的贷款。
Ant Group's loan business should better serve the society and facilitate inclusive finance, according to analysts.
分析人士表示，蚂蚁集团的贷款业务应该更好地服务社会，促进包容性金融。
Financial regulators' decision of delaying the Chinese fintech giant's $34.4 billion IPOs is a warning for fintech companies to reconsider their small loan business, as it relates to benefits of a large group of Chinese people.
中国金融监管机构推迟这家大型金融科技公司344亿美元IPO的决定，对金融科技公司发出了一个警告，即它们需要重新考虑其小额信贷业务，因为这关系到广大中国人群的利益。
Wei Shangjin, a professor of Finance and Economics at Columbia University, said Ant's personal loan business can help households better manage temporary income or expenditure shocks, say for illness or education.
哥伦比亚大学金融与经济学教授魏尚进表示，蚂蚁集团的个人贷款业务可以帮助家庭更好地应对临时性的收支冲击，比如疾病或教育支出。
As of the end of June, its outstanding non-performing loans stood at 207.75 billion yuan, with the non-performing loan ratio at 1.43 percent, an increase of 0.03 percentage points from the previous year-end.
Loan balance jumped 30.5 percent year-on-year to 472.3 billion yuan during the same period.
The technology platform offers services, including AI analysis, remote review, and anti-fraud scrutiny, to meet local enterprises' digital-age needs like multi-channel loan application processing, credit evaluation, loan appropriation and customer identity verification.
What's more, LeTV borrowed 16 billion yuan from financial institutions and 13.85 billion still remains on the loan balance sheet, including 2 billion owed to Pingan Bank, 1.75 billion yuan to China CITIC Bank, and 1.2 billion yuan to China Merchants Bank.
By the end of April, the outstanding loan balance of CD Finance reached 11.09 billion yuan ($1.55 billion).
I will provide them with a subsidized loan of 50,000 yuan to 100,000 yuan as their initial capital," he said.
The special mention loan ratio rose 0.03 percentage point to 0.66 percent over the same period.
According to the official, commercial banks, including the SPD Bank and the Shanghai branch of Bank of China, plan to allocate a special loan totaling 30 billion yuan to help SMEs cope with the impact of the pandemic.
As of the end of last year, Foliday had total cash and cash equivalent of approximately 2.1 billion yuan and unused bank loan facilities amounted to about 2.5 billion yuan, which will provide sufficient proceeds for the company's business development, Foliday said in its fiscal report.
"If companies are engaged in producing epidemic supplies, we'll handle their registrations at the fastest speed to guarantee their loan issuance is not affected by the registration procedures.
In Dongguan, Guangdong province, for example, a company producing medical supplies has alleviated its business burden after it successfully asked for a loan of 15 million yuan ($2.1 million) by pledging its three invention patents, he said.
Kang Lixia, an IP lawyer in Beijing, said the policy will contribute to aiding some SMEs in resuming production, "but whether a company can apply for a loan from a bank and how much it will be given also depends on the value of its IP rights.
Vendors applying for the 12-month loan stand to enjoy a 20 percent discount from the current interest rate level.
Those registered in Hubei are entitled to a separate 10 billion yuan loan and a three-month interest-free period.
Local banks are asked to set aside special loan programs with lower loan interest rates for SMEs affected by the virus outbreak.
CNBC said the financing will be a two-year, "delayed draw" loan, meaning Boeing can tap the money as needed rather than taking all or some of the cash now and accruing interest charges.
The Walvis Bay to Kranzberg rail project is being funded through part of a loan secured by the Namibian government from the African Development Bank.
Xiaomi Corp has launched a personal loan service in India aimed at young professionals and millennials, as the Chinese smartphone vendor looks to consolidate its presence in the country's fast-growing internet finance market.
In mid-2018, its financial services' lending business stood at a loan book of $8 billion with $2 billion in outstanding balances.
The loan will provide CHEC, and Singapore-based retail and industrial conglomerate Tolaram Group, with the funds needed to build the project.
Companies with good credit history will enjoy favorable interest rates, convenient loan approval channelsChina is actively taking steps to spur lending to micro, small and medium-sized enterprises secured by their credit records, in a move to lift the economy amid mounting growth downside pressure.
The new steps will allow medium, small and micro companies with good credit history to enjoy more favorable loan interest rates and more convenient loan approval channels, which will help ease their difficulties in accessing affordable financing, the National Development and Reform Commission and the China Banking and Insurance Regulatory Commission said in a recent statement.
Once private companies take out the first loan, it will be much easier for them to get more loans based on their credit data," Dong added.
The bank's non-performing loan ratio came in at 1.47 percent, down 0.02 percentage points from the end of 2018.
On the one hand, we will optimize our bank's assets structure, offer different pricing strategies to our clients, and realize refined loan pricing management.
The nonperforming loan (NPL) ratio dropped by twi basis points from the end of last year to 1.4 percent at the end of June, although the balance of NPLs increased by 8.96 billion yuan to 175.9 billion yuan.
He also encouraged banks to adopt digital debt collection solutions to reduce loan losses effectively and efficiently.
At the end of June, the nonperforming loan ratio of ICBC declined for 10 consecutive quarters to 1.48 percent, down by 4 basis points from the end of last year.
At the end of June, its nonperforming loan ratio dropped by five basis points from the end of last year to 1.72 percent, while its NPL provision coverage ratio increased by 7.19 percentage points to 165.17 percent.
To cut financing costs for the real economy, China's central bank unveiled a plan to reform the country's loan prime rate mechanism, pushing commercial lenders to use the loan prime rate (LPR) rather than benchmark lending rate, as a reference to price new loans.
COFCO International, the Geneva-based global trading arm of China's biggest food and agricultural company, said Wednesday the $2.1-billion credit it has just signed for is the biggest sustainability-linked loan for a commodity trader.
A spokesperson told Xinhua that the company signed the loan facility with a consortium of 20 Chinese and international banks on Tuesday and that margins are linked to the company's sustainability performance in the protection of the environment.
It intends to use proceeds to repay loan related to group restructuring, with the balance for strategic investments and general corporate purposes.
A small business might be doing business with a bank for decades, but every time it takes out a loan, it will have to pay more for that money than a large company.
Meanwhile, PICC showed its commitment to finance farmers, small and medium enterprises by offering them a total loan of 22.6 billion in a joint form of insurance and financing, said the report.
Besides such disputes brought by online shopping, Li said conflicts among investors, online loan service providers and lenders also have been frequently seen in the past two years.
It would be inefficient for banks to spend such a long time to arrange a relatively small loan, for example, 200,000 yuan ($29850) or 300,000 yuan, in this way.
"Also, most SMEs who apply for a loan are those who are in urgent need for money.
"The insufficient bank loan sometimes pushes the desperate SMEs to turn to illegal financing channels.
On a smaller scale, SACE SIMEST recently announced a direct investment of four million euros plus a 4.5-million-euro loan guarantee to support the Asian expansion of Venchi, a historic Italian chocolate and ice cream maker that was founded in the northern Italian city of Turin in the 1800s.
The project was done in partnership with the Chinese government, involving a loan of $500 million from the Export-Import Bank of China and $100 million in counterpart funding from the Nigerian government.
So far, HeZhong has accumulated some 6 million registered users, of which 81,260 investors and 637,446 borrowers have participated in the loan transactions facilitated through its platform.
The company generates revenue from fees charged for loan facilitation and management service to borrowers and investors.
Reformers looking at ways to provide cheaper financing, reduce loan defaultsFinancial reformers are exploring measures to give smaller and private companies access to cheaper funds and reduce defaults on debt, given their significant contribution to economic growth and employment.
While popular news aggregation app Jinri Toutiao, owned by Beijing Bytedance Technology Co Ltd, also developed a financial business last year to provide consumers personal loan services.
"The move came as the Beijing-based startup has recently faced accusations of stalling on deposit refunds and prompting users to convert the deposit into investment products at PPmoney, an online loan platform.
Qupital captures the data and provides faster turnaround for funding approvals and larger loan amounts to the qualified suppliers.
Du Xiaoman Financial provides short-term loan and investment services.
Industrial and Commercial Bank of China has recently provided a $3.6 billion loan package to the energy and transportation sector, showing the determination of both countries to deepen cooperation.
Colakoglu said in the past seven months, there had been a financial outflow of some $5 billion toward Turkey, including ICBC's loan package, adding that "numbers show that China is a very important partner (of Turkey).
It is also the first solar thermal power project to receive a preferential loan from the Asian Development Bank, according to CGN.
It launched the online English study platform Gogokid for children under the age of 12 in May, added a gaming section on the Android version of the Toutiao app in June, and released a personal consumption loan service in the Toutiao app in July, the report said.
Rengifo cited the shadow banking and soaring student loan debt as threats.
Student loan debt, which has ballooned to about $1.5 trillion against the backdrop of state budget cuts on universities, is second only to the $9 trillion mortgage debt.
“Expensive tuition and student loan debt will force the young generation to delay buying homes and other investments, which would have a ripple effect on the economy,” he said.
Rengifo’s concerns on the drag of student loan debt on consumers are shared by Saah, but Saah downplays that threat because the main lender is the federal government.
To ease its tight cash flow situation, Ofo has been trying to branch out into other businesses such as blockchain, loan supermarket and information flow and adopt new revenue raising strategies, according to reports by tech.
The project also caught the eye of Bank of China, which arranged a syndicated loan of $800 million for the firm.
The company has been trying to branch out into other businesses such as blockchain, loan supermarket and information flow to ease the tight cash flow situation, but it is hard to make a change in the short term, tech.