六级Governments in rich countries now accept that their pension and health-care promises will soon become unaffordable, and many of them have embarked on reforms, but so far only timidly.

富裕国家的政府现在承认，他们的养老金和医疗保障承诺很快将变得难以负担，其中许多国家已经开始了改革，但迄今为止只是小心翼翼。

2010年12月阅读原文

六级Younger people today mostly accept that they will have to work for longer and that their pensions will be less generous

如今的年轻人大多认为，他们将不得不工作更长的时间，他们的养老金也将不那么慷慨

2010年12月阅读原文

考研Politicians have repeatedly “backloaded” public-sector pay deals, keeping the pay increases modest but adding to holidays and especially pensions that are already generous.

政客们一再“背负”公共部门的薪酬协议，使薪酬增幅保持在适度水平，但增加了假期，特别是已经慷慨的养老金。

2012年考研阅读原文

六级One reason why pension and health care reforms are slow in coming is that politicians are afraid of losing votes in the next election.

养老金和医疗改革进展缓慢的一个原因是政客们害怕在下次选举中失去选票。

2010年12月阅读原文

考研The FASB and IASB have been exactly that, cleaning up rules on stock options and pensions, for example, against hostility form special interests.

美国财务会计准则委员会和国际会计准则委员会正是如此，清理了股票期权和养老金方面的规则，例如针对特殊利益集团的敌意。

2010年考研阅读原文

考研The FASB and IASB have been exactly that, cleaning up rules on stock options and pensions, for example, against hostility from special interests.

美国财务会计准则委员会和国际会计准则委员会正是如此，清理了股票期权和养老金方面的规则，以防止特殊利益集团的敌意。

2010年考研真题（英语一）阅读理解 Section Ⅱ

考研Politicians have repeatedly "backloaded" public-sector pay deals, keeping the pay increases modest but adding to holidays and especially pensions that are already generous.

政客们一再“背负”公共部门的薪酬协议，使薪酬增幅保持在适度水平，但增加了假期，特别是已经慷慨的养老金。

2012年考研真题（英语一）阅读理解 Section Ⅱ

六级They argue that governments should persuade us into making better decisions - such as saving more in our pension plans - by changing the default options.

他们认为，政府应该通过改变默认选项来说服我们做出更好的决策——比如在养老金计划中增加储蓄。

2015年12月阅读原文

六级In a report entitled "Averting the Old Age Crisis", it argued that pension arrangements in most countries were unsustainable.

在一份题为“避免老年危机”的报告中，它认为大多数国家的养老金安排是不可持续的。

2010年12月阅读原文

六级In its 1994 report, the World Bank argued that the current pension system in most countries could not be sustained in the long term

世界银行在其1994年的报告中指出，大多数国家目前的养老金制度无法长期维持

2010年12月阅读原文

六级They argue that governments should persuade us into making better decisions — such as saving more in our pension plans — by changing the default options.

他们认为，政府应该通过改变默认选项来说服我们做出更好的决策——比如在养老金计划中增加储蓄。

2015年12月六级真题（第二套）阅读 Section B

高考At long last, in a comfortable home, with a generous pension, he should learn to take things easy.

终于，在一个舒适的家里，有了丰厚的养老金，他应该学会从容面对。

2015年高考英语天津卷 阅读表达 原文

六级To avoid fiscal (财政) meltdown, public pensions and health-care provision will have to be reined back severely and taxes may have to go up.

避免财政赤字(财政) 金融危机、公共养老金和医疗保障将不得不严格控制，税收可能不得不提高。

2010年12月阅读原文

六级The World Economic Forum plans to consider the future of pensions and health care at its prestigious Davos conference early next year.

世界经济论坛计划在明年年初举行的著名达沃斯会议上考虑养老金和医疗保健的未来。

2010年12月阅读原文

六级The author believes the most effective method to solve the pension crisis is to allow people to work longer

作者认为，解决养老金危机最有效的方法是让人们工作更长时间

2010年12月阅读原文

六级By far the most effective method to restrain pension spending is to give people the opportunity to work longer, because it increases tax revenues and reduces spending on pensions at the same time.

到目前为止，抑制养老金支出的最有效方法是让人们有机会工作更长时间，因为这可以增加税收收入，同时减少养老金支出。

2010年12月阅读原文

六级In a report entitled “Averting the Old Age Crisis”, it argued that pension arrangements in most countries were unsustainable.

在一份题为“避免老年危机”的报告中，它认为大多数国家的养老金安排是不可持续的。

2010年12月英语六级真题

六级Younger people today mostly accept that they will have to work for longer and that their pensions will be less generous.

如今的年轻人大多接受他们将不得不工作更长的时间，他们的养老金将不那么慷慨。

2010年12月英语六级真题

六级And there is, to date, only the flimsiest (脆弱的) of publicly-funded health care and pension systems, which increases incentives for individuals to save while they are working.

到目前为止，只有最脆弱的(脆弱的) 公共资助的医疗保健和养老金系统，这增加了个人在工作时储蓄的激励。

2012年12月英语六级真题

四级The Big Three American carmakers—General Motors, Ford and Chrysler—accumulated ruinous costs over the post-war years, such as gold-plated health plans and pensions for workers who retired as young as 48.

美国三大汽车制造商——通用汽车、福特和克莱斯勒——在战后几年里积累了毁灭性的成本，比如镀金的健康计划和48岁退休工人的养老金。

2013年6月大学英语四级考试真题(第1套)

四级Rising life expectancy(预期寿命), combined with the replacement of generous defined-benefit pension plans with less generous defined-contribution ones, means that even the better-off must work longer to have a comfortable retirement.

预期寿命不断延长(预期寿命), 再加上用不太慷慨的固定缴款计划取代慷慨的固定收益养老金计划，这意味着即使是富裕的人也必须工作更长的时间才能享受舒适的退休生活。

2015年6月大学英语四级考试真题（第1套)

四级Understandably, there are concerns about what this means for public finances given the associated health and pension challenges.

可以理解的是，考虑到相关的健康和养老金挑战，人们担心这对公共财政意味着什么。

2019年6月大学英语四级真题（第1套）