My weekly
allowance is 50 yuan.
我每月的津贴是50元.
A book
allowance is a good idea.
书本补贴的办法也不错。
Most of our flights have a baggage
allowance of 20 lbs per passenger.
我们大多数航班的行李限量是每位乘客10磅。
My parents give me an
allowance of $20 per week to spend on my hobbies.
我的父母每周给我20美元的零花钱，用来购买我的兴趣爱好用品。
The child earns his
allowance by doing household chores every weekend.
这个孩子通过每个周末做家务来赚取他的零花钱。
I saved up my
allowance for months to buy that new video game.
我攒了几个月的零花钱，就是为了买那款新电子游戏。
Her
allowance is adjusted based on her performance at school.
她的零花钱会根据她在学校的表现进行调整。
Some parents believe in giving
allowance without any conditions, while others tie it to specific tasks.
一些父母认为无条件给孩子零花钱是好的，而另一些人则将其与特定任务挂钩。
I used to receive a weekly
allowance, but now I get it monthly instead.
我以前每周都有零花钱，但现在改为每月领取一次。
He has strict rules about how his
allowance can be spent - no junk food allowed.
他对如何使用零花钱有严格的规定，禁止购买垃圾食品。
She asked her parents if she could have a bigger
allowance to participate in the community service project.
她问父母能否给她更多的零花钱，以便参与社区服务项目。
The family decided to cut back on
allowances to save money for a vacation.
为了节省钱去度假，全家决定减少零花钱的额度。
His
allowance serves as a financial education tool, teaching him the value of saving and budgeting.
他的零花钱被用作财务教育工具，教他学习储蓄和预算的重要性。
Lyu said the process of extracting crude oil, refining and processing, as well as consumption of refined oil were like "overdrawing the allowance of carbon emissions from their credit card in the bank of environment around the world", and the move was to cover the overdraft to make their carbon account balance.
禄说，开采原油、炼化加工以及成品油消费的过程，就像“在全世界环境银行的信用卡上超额透支碳排放额度”，这一行动正是为了偿还透支额，让碳账本恢复平衡。
The ratio of its allowance to nonperforming loans was 421.33 percent, up 13.27 percentage points over the same period.
其贷款损失准备金与不良贷款的比率是421.33%，比去年同期上升了13.27个百分点。这句话的意思是，该银行或金融机构的贷款损失准备金（用于覆盖潜在贷款损失的储备金）相对于其不良贷款（借款人可能无法偿还的贷款）的比例为421.33%。这个比例相比上一年同期增加了13.27个百分点，表明该机构在风险管理方面采取了更加谨慎的态度，提高了对潜在信贷风险的准备水平。这样的高比例通常被视为良好的财务健康指标，因为它意味着有足够的资金来应对可能出现的贷款违约情况。不过，过高的比率也可能暗示信贷标准过于严格，或者不良贷款的实际问题被高估。总之，这是一个正面的财务指标，但需要结合其他因素综合分析。
The allowance to NPLs ratio was 389.45 percent at the end of last year, up from 346.8 percent a year earlier, indicating enhanced capability of risk management.
Here's an example: Mark, aged 5, wanted more monthly allowance from his parents.
Instead of continually pestering his parents, he spoke to his friends and gathered information about the monthly allowance they received, and how much housework they did to earn it.
Many Ofo users have taken to social media to say that the videos will be a drain on their mobile data allowance, despite these types of video advertisements being commonplace on many online platforms, such as Weibo and Toutiao.
Currently, enterprises can use CCER credits to offset up to 5 percent of their required carbon emissions allowance, though the reasonableness of this limit still warrants further discussion.
As China's carbon market grows, we expect the current allowance allocation policy will tighten up, shifting to a cap-based system over time and gradually reducing the proportion of allowances allocated free of charge.
随着中国碳市场的不断壮大，我们预计现行的配额分配政策将会逐步趋紧，并随着时间推移转向以总量控制为基础的制度，同时逐步降低免费分配的配额比例。
The weighted average price of the China Emissions Allowance, or CEA, in the national carbon market was 43.85 yuan ($6.16) per ton for 2021, compared to the average EU Allowance (EUA) price of over 50 euros ($48.2) on the EU ETS for the same period.
2021年，中国全国碳市场的中国碳排放配额（CEA）加权平均价格为每吨43.85元人民币（约合6.16美元），而同期欧盟碳排放交易体系（EU ETS）中，欧盟配额（EUA）的平均价格超过50欧元（约合48.2美元）。
Only spot trading of carbon allowances is conducted in China, which impairs companies' willingness to manage their carbon allowance assets more actively.
More efforts will also be made to explore the establishment of rules on the flow of data and improve the market-based trading mechanism for resources such as electricity and natural gas, and the carbon emissions allowance.
The price of the carbon emission allowance, which companies can buy or trade under the system, closed at 54.22 yuan per ton on Dec 31, up 12.96 percent from the opening price of the first trading day.
The average daily trading volume of the allowance topped 1.25 million tons, which was 22 times and 53 times of its counterparts in the European Union and South Korea, respectively.
However, Lin said the relatively small value of total trading was largely due to the limited number of emitters included in the trading system and the low price of the carbon emission allowance.
While the trading volume of carbon emissions allowance expands, the price is in dynamic balance.
These include but are not limited to transparency in compliance with measuring, monitoring, reporting and verification (MMRV) standards as encapsulated in the Kyoto Protocol, transparency in allowance allocation mechanisms and transparency in the availability of accurate, current and verified information.
"Also, we will encourage more small and medium-sized enterprises and State-owned companies to expand their recruitment campaign by giving them an allowance.
As a reward, each of them would receive an allowance, a big New Year's Eve dinner, red envelops as well as gift packages for their parents and family at home, said Cheng.
"The allowance is expected to help maintain the stability of aviation logistics industrial chain and promote the growth of manufacturing and tourism sectors," she said.
Similar to his colleagues who have already made career changes to find jobs in the real estate, insurance, retail and other sectors, the 38-year-old has registered as a driver on Didi Global Inc, China's largest ride-hailing platform, and has shot photos at weddings and birthday parties in the Wangjing area of Beijing to create more living allowance while he is still waiting for the recovery of the tourism sector.
Meituan, for example, offered a collective allowance of up to 8 million yuan ($1.2 million) as it called on all delivery workers available in Beijing to work during the holiday.
In addition, the bank has increased its provisions for real estate lending, with the ratio of allowance for loan impairment losses to total loans in the real estate sector exceeding 6 percent.
Second, improving emissions allowance allocations and surrender is key.
第二，优化排放配额分配与清缴制度至关重要。
Each enterprise involved in the market should get a proper allowance for free at the beginning to exchange in the market.
参与市场的每个企业应在初期获得适当的免费配额，以便在市场中进行交易。
If the allowance is not properly set, it will be of no use to reduce carbon emissions from related enterprises.
如果排放配额没有得到正确设定，那么减少相关企业碳排放的做法将毫无用处。
Third, standardization of emissions calculations is important for allowance allocations.
第三，排放量计算的标准化对于配额分配至关重要。
For example, before the power generation sector was included in the national allowance market, the government had collected related data of 2019 and 2020 from power plants.
例如，在将电力生产部门纳入全国配额市场之前，政府已从发电厂收集了2019年和2020年的相关数据。
With this foundation, China's carbon allowance market will gradually become ready for financial institutions to get involved.
以此为基础，中国的碳排放权市场将逐渐具备吸引金融机构参与的条件。
Companies that emit more than allowable amounts can purchase more unused allowance from others.
那些排放量超过规定限额的公司可以从其他拥有未使用配额的公司购买更多的额度。
Wang Ke, a professor at the Center for Energy and Environmental Policy Research, which operates under the aegis of the Beijing Institute of Technology, told CEN that from the experience of pilot markets, many companies paid little attention to carbon emissions, and rushed to purchase a big amount of allowance right before routine checks from regulators and third parties.
王克，北京理工大学能源与环境政策研究中心的一名教授，该中心隶属于北京理工大学。他向CEN表示，从试点市场的经验来看，许多企业对碳排放问题并不重视，往往在面临监管机构和第三方例行检查前夕，匆忙大量购买碳配额。
To begin with, a company registered with the trading system will be allocated a specific amount of carbon emissions allowance for free, based on its history of production and carbon emissions data.
首先，根据其生产历史和碳排放数据，注册加入交易系统的公司将被免费分配一定数量的碳排放配额。
If the company's carbon emissions subsequently exceed its allowance, it has to buy more allowances in the trading system.
如果公司的碳排放量随后超过了其配额，就必须在交易系统中购买更多的配额。
"Rules will get increasingly tougher over time, although in the beginning the free allowance calculation and allocation mechanism may be designed not to have an overwhelming effect, so as to offer a time window for steel enterprises to adjust to lower-carbon production and operations, Wang said.
王表示，随着时间推移，规则将变得越来越严格。然而，在初期，免费配额的计算和分配机制可能会设计得不会产生过于巨大的影响，以便为钢铁企业留出一段适应低碳生产和运营的时间窗口。
This, coupled with the personal duty-free allowance increase, has driven the purchase of 9.35 million duty-free items, with a 147 percent year-on-year increase, according to the statistics from Haikou Customs.
根据海口海关的统计数据，加上个人免税额度的增加，这推动了935万件免税商品的购买，同比增长147％。
They said the new allowance increase, together with other preferential policies in the Hainan free trade port will help spur consumption, aid trade and investment in the island province.
他们表示，新的津贴增长以及海南自由贸易港的其他优惠政策将有助于刺激消费，促进该岛省的贸易和投资。
Some parents have cut back on their kids' weekly allowance or pocket money, while others have imposed strict discipline at home and set limits on the amount of snacks their children can consume.
One year later, the subsidy for models with this range was reduced to 18,000 yuan, while owners of those with a range of more than 400 km were entitled to an allowance of 25,000 yuan.
The cash allowance is set to fade out by the end of 2020, according to the ministry's announcement made in August 2016, and the national subsidies given to fully-electric passenger cars dropped by 40 percent from 2017.
This year, the cash allowance for fully electric passenger cars dropped by 40 percent.
The big three telecom operators, China Mobile, China Unicom and China Telecom, for the first time chose to price tariffs by internet speed rather than data allowance.
The three telecom operators have already pushed 5G preregistration with plentiful discounts and free 5G data allowance and managed to attract interest from more than 10 million subscribers after the National Day holiday.
China Mobile, China Unicom and China Telecom have already pushed 5G preregistration with plentiful discounts and free 5G data allowance and managed to attract interest from more than 10 million subscribers.
Lai Xiaoming, chairman of the Shanghai Environment and Energy Exchange, said China now boasts the world's largest carbon allowance trading market.
Venture capital firm Matrix Partners China said it expects the size of the carbon accounting market to stand at tens of billions of yuan, based on a carbon allowance trading volume of 8.5 billion yuan.
At a news conference on Wednesday, a CBIRC official said the downtrend in the profit growth of commercial banks in recent years reflects their increasing support for the real economy, as they have made more allowance for potential losses or bad loans.
The bank's risk mitigation capacity continued to strengthen, with the allowance for loan impairment losses to nonperforming loans reaching 188.73 percent last year, up 1.68 percentage points from 2021. jiangxueqing@chinadaily.
The ratio of allowance for loan impairment losses to NPLs was 205.85 percent at the end of the fourth quarter, up 0.31 percentage points from the previous quarter.
He urged financial institutions to establish market-oriented mechanisms for capital replenishment, make allowance for probable losses in accordance with regulatory rules and requirements, and ramp up efforts to dispose of their nonperforming assets.
Given that listed banks from the A-share market made adequate allowance for impairment losses on loans, their full-year profit growth is likely to stay at around 8 percent, said Xiao Feifei, an analyst at CITIC Securities.
Globally, trading of carbon emissions rights futures has been conducted via the Intercontinental Exchange, Chicago Mercantile Exchange and European Energy Exchange, among others, with the European Union Allowance and Certified Emission Reduction serving as major trading targets.
Among 42 A-share listed Chinese banks, 10 lenders cut the allowance for loan impairment losses to nonperforming loans in the first quarter, as China urged large and quality banks to release funds to step up support for the real economy.
The China Banking and Insurance Regulatory Commission (CBIRC) said at a recent meeting that the regulator encourages large banks whose allowance for loan impairment losses to NPLs remains high and other quality listed banks to reduce the figure in an orderly manner to release more credit resources.
Among 42 A-share listed banks that have announced their financial results for the first quarter, China Merchants Bank Co Ltd, a national joint-stock commercial lender based in Shenzhen, Guangdong province, saw the largest decline in the allowance to NPLs from the end of last year－by 21.19 percentage points－to 462.68 percent as of March 31.
During the same period, Postal Savings Bank of China Co Ltd, a large State-owned commercial lender, cut the allowance to NPLs by 5.03 percentage points to 413.58 percent.
At the end of the fourth quarter of last year, the allowance to NPLs of China's large State-owned commercial banks and national joint-stock commercial lenders was 239.22 percent and 206.31 percent, respectively, according to the CBIRC.
"Currently, the allowance to NPLs at major large commercial banks in China remains relatively high, so there is room for cuts," said Yuan Xiaohui, a researcher with the BOC Research Institute.
Reducing the allowance to NPLs in an orderly manner is conducive for banks to unleash profits, increase credit issuance appropriately, and thus maintain steadier profit growth and a strong ability to replenish capital, she said.
The latest policy on the allowance to NPLs aims to encourage financial institutions to sacrifice part of their profits to support the real economy and accelerate credit expansion, said a report issued by Soochow Securities.
Based on the banking sector's statistics last year, the securities company headquartered in Suzhou, Jiangsu province, estimated that if large State-owned commercial lenders and national joint-stock commercial banks lower the allowance to NPLs to 200 percent, 470 billion yuan ($69.48 billion) of allowance for loan impairment losses will be available.
The amount is likely to reach 960 billion yuan if these banks further cut the allowance to NPLs to 170 percent.
Liang Tao, vice-chairman of the China Banking and Insurance Regulatory Commission, said the regulator encourages large banks (whose allowance for loan impairment losses to nonperforming loans remains high) and other quality listed banks to cut the figure in an orderly manner to unleash more credit resources.
Zeng Gang, deputy director-general of the National Institution for Finance & Development, said the banking sector will continue to stabilize economic growth to mitigate potential risks, strengthen NPL write-off practices and increase the ratio of allowance for impairment losses on loans to NPLs for the purpose of consolidating its risk resistance capacity.
It also will strengthen efforts to prevent, control and defuse risks in major areas, conduct comprehensive risk screening regularly, make adequate allowance for loan impairment losses and keep optimizing its credit structure, he said.
The Shenzhen-based insurer developed an insurance policy for medical workers in Nanshan district of Shenzhen, providing them with 300,000 yuan ($46,351) of compensation for death caused by the COVID-19 pandemic, 50,000 yuan of allowance for confirmed diagnosis of COVID-19, and 50,000 yuan of accidental death compensation.
The banking sector's NPL ratio was 1.8 percent at the end of the first quarter, which was 16 basis points lower than the peak last year, while the loan-loss allowance ratio of 187 percent was 7 percentage points higher, according to data from the nation's banking regulator.
The ratio of its allowance to nonperforming loans was 261 percent.
Last year, the bank set aside 82.99 billion yuan ($12.7 billion) of allowance for impairment losses on loans and advances to customers, up 7.4 percent from 2019, according to its 2020 annual report released on Thursday.
Affected by the overall economic situation, listed banks increased their allowance for loan impairment losses.
The level of allowance for loan impairment losses to nonperforming loans of the banking sector stood at 176.5 percent, while its NPL ratio rose by 0.11 percentage point from the beginning of this year to 2.14 percent at the end of August, according to data from the CBIRC.
The allowance coverage ratio of the lender rose from 183 percent at the end of 2019 to 215 percent as of the end of June.
Our capacity to offset risks has been further improved, with the allowance for loan impairment losses to nonperforming loans rising 3.6 percentage points from the end of last year to 186.46 percent at the end of June," Zheng said.
The level of allowance for loan impairment losses to nonperforming loans of CCB stood at 223.47 percent by the end of June, well above regulatory requirements.
Asset quality of the bank remained stable with the outstanding non-performing loans (NPLs) came in at 198.38 billion yuan as of the end of June, while its allowance for loan impairment losses to NPLs went up to 186.46 percent.
Its allowance coverage ratio was 175.72 percent at the end of June, up by 0.47 percentage points from the end of last year.
During the same period, its allowance for impairment losses to total loans increased by 0.32 percentage points to 3.22 percent.
People who live on social security schemes, subsistence allowance, unemployment benefits, old-age support and those living in difficulties should also benefit from these funds, the minister said.
The allowance to NPLs was 288.75 percent, representing an increase of 36.57 percentage points, according to the bank's 2019 annual results announcement.
Its allowance to nonperforming loans rose 23.56 percentage points from the previous year to 199.32 percent at the end of 2019, while the nonperforming loan ratio kept falling for 12 consecutive quarters to 1.43 percent, down by 0.09 percentage points from the prior year-end, according to the 2019 annual results announcement issued by ICBC on Friday.
Its coverage ratio of allowance for loan impairment losses to NPLs was 182.86 percent, up 0.89 percentage points.
Its allowance coverage ratio increased by 17.27 percentage points to 175.25 percent over the same period, and the ratio of allowance for loan impairment losses to total loans was 2.9 percent.
But he noted that listed banks will improve their risk resistance capacity and estimated that the ratio of allowance for loan impairment losses to non-performing loans of listed banks will exceed 200 percent at the end of 2019.
Also, some insurance policies provide reimbursement for hospital costs that exceed the government insurance allowance.
For Standard Chartered, we will look at every allowance that we have all the time and judge whether there is a market segment that we should be participating in.
"By making this adjustment, the regulator hopes that banks will fully expose their non-performing loans and truly disclose their risk situation with more accurate capital adequacy ratios and coverage ratios of allowance for loan impairment losses to NPLs.
Although not ruling out the possibility for the pilot program to be launched nationwide, Xiong said the regulator will consider the policy impact by calculating the amount of loans overdue between 60 days and 90 days, to estimate how much the policy will affect banks' non-performing loan ratios and the coverage ratios of allowance for loan impairment losses to NPLs.
Some of them may increase the allowance for loan impairment losses to meet regulatory requirements, and some may step up their efforts to write off bad loans, both of which will have a negative impact on their profits.
"Last year, the bank increased the ratio of allowance for loan impairment losses to NPLs by 37.29 percentage points year-on-year to 208.37 percent.
During the same period, ABC's coverage ratio of allowance for loan impairment losses to NPLs increased by 43.81 percentage points to 252.18 percent, said ABC in its 2018 annual results announcement Friday.
The coverage ratio of allowance for loan impairment losses to NPLs was 181.97 percent, up by 22.79 percentage points from the prior year-end, according to its 2018 annual report.
Compared with the previous two years' double-digit net profit growth, the slower pace was related to the bank's more prudent asset quality control policy, which improved the allowance coverage ratio to 346.80 percent and nonperforming loan ratio to 0.86 percent, said PSBC Executive Director and Vice-President Yao Hong.
From 2019 to 2021, foreign residents in China can choose to enjoy either the newly introduced special tax deductions, or the tax exemption from housing allowance, language training fee, and children's education allowance, the ministry said.
Its allowance coverage ratio stood at 169.44 percent, 13.94 percentage points higher than the previous year's end; and the ratio of allowance for impairment of loans to total loans rose 22 basis points to 2.84 percent, according to the bank's annual results announcement.
China's latest move to lower the regulatory requirement on the ratio of allowance for loan impairment losses to nonperforming loans will encourage commercial banks to classify bad loans more accurately and to step up the disposal of distressed debt, researchers said.
According to the CBRC, if a bank has calculated 100 percent of its loans that are past due by 90 days or more as nonperforming loans, the regulatory requirement on its ratio of allowance for loan impairment losses to nonperforming loans will be lowered from 150 percent to 120 percent.
The requirement on its ratio of allowance for loan impairment losses to total loans will also be lowered from 2.5 percent to 1.5 percent.
"Zeng Gang, director of banking research at the Chinese Academy of Social Sciences' Institute of Finance and Banking, agreed with Xiong and said: "According to the CBRC, the regulatory requirement on the ratio of allowance for loan impairment losses to nonperforming loans will vary from bank to bank.
The average ratio of allowance for loan impairment losses to nonperforming loans in China is more than 180 percent industrywide, far beyond the international level, said Wang Zhaoxing, vice-chairman of the CBRC and a member of the 13th National Committee of the Chinese People's Political Consultative Conference.
The allowance for loan impairment losses grew by 2.65 percent to 2.9 trillion yuan, enhancing commercial banks' ability to fight potential risks, according to statistics released on Monday by the China Banking Regulatory Commission.
The bank kept its allowance for loan impairment losses to nonperforming loans at 161.32 percent, well above the regulatory requirement of 150 percent.
"The objective is to ensure that those who meet the criteria for the living allowance can access various policies, and for those who do not qualify for the living allowances but still face significant difficulties, they will not be excluded from receiving assistance," he continued.